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Business CDs


Your business is so much more than a means to the bottom line.

We won’t try to sell you something, we’ll try to solve you something. Business CDs are a handy and simple way to earn a return on your extra funds. 
  • Minimum deposit of just $500
  • Add-On CD option allows you to continue to deposit to the CD during its term
  • Interest compounds quarterly
Downtown Kalamazoo

Pro Tip:

Rather than putting all your funds in one CD, choose multiple CDs and “ladder” their maturity dates. This is a great strategy for the option of accessing funds every 6 months with the higher rates of longer-term CDs.

Start by opening a 6-month CD and a 12-month CD. When the 6-month CD matures, move it to a 12-month. Now your two 12-month CDs are staggered to mature at 6 month intervals.

CD Ladder Calculator

 Business CD Rates

As high as 1.10% APY1

6 months 0.20% 0.200%
1 year 0.45%
2 year 0.55%
3 year 0.70%
4 year 0.85%
5 year 0.95%

$500 – $9,999 
($100 minimum for youth CDs)
$10,000 +
Term APY1 Rate APY1 Rate


More To Explore

1 APY = Annual Percentage Yield. Rates effective . Rates are subject to change. Fees may reduce earnings. CDs are subject to early redemption penalties: 6-month CD, loss of 30 days interest; 1-year CD, loss of 90 days interest; 2-5-year CD, loss of 180 days interest.
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How Do I...

Click to view our locations and hours.

Click to locate a fee-free ATM  near you. Did you know you can use credit union CO-OP network ATMs and fee free?
Call 866-985-2273 from the phone associated with your account to activate your card or to change or set your card PIN.
KALSEE Credit Union offers Comprehensive Identity Theft Protection for members and their families for only $2.00/month. Learn more about ID Protect.
Kalsee's routing number is #272481855. You can find it located at the bottom left of your checks.

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