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Identity Theft Protection


With the alarming growth of data breaches and identity theft, protecting your identity is a must these days. 

That's why we offer for just $2 a month identity theft protection and resolution services with IDProtect®. This service protects you, your joint account holders, and eligible family members.

To enroll in IDProtect, visit any Kalsee branch or call 269-382-7800. We'll provide you with a code you'll use to register at

IDProtect includes:

  • Credit file monitoring
    Credit file monitoring from Equifax and TransUnion will take several days to begin following activation. Registration/activation required.

  • 3-in-1 credit report
    Registration/activation required.

  • Credit score
    Registration/activation required.

  • Fully managed identity theft resolution services
    Debit and credit card registration. Total identity monitoring. An online identity theft news center and valuable phone and website resources. Registration/activation required.

  • Up to $10,000 identity theft expense reimbursement coverage per incident
    Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Refer to Insurance Documents for complete details of coverage. Insurance products are not insured by NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.


The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner.  Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.

It is an identity theft monitoring and resolution service provided to eligible account owners and their families by Kalsee. It is powered by IDProtect and provides account owners with identity theft protection services.
Account owner can establish coverage by communicating directly with Kalsee.
Just $2 a month.
Yes, joint account owners enjoy the same level of coverage as the primary account owner. Each account owner has up to $10,000 coverage per covered incident. Insurance coverage is provided to all eligible account holders by Kalsee Credit Union.
Yes, family members (as defined) enjoy the same level of coverage as account owners. Family includes: Spouse, persons qualifying as a domestic partner under the provisions of any applicable federal, state or local law, children under 25 years of age and parents of such natural persons who are residents of the same household.
Yes, unless they opt-out of some of their accounts.
No, it is paid monthly.
The coverage ends when the account is closed.
No, coverage ends when the personal eligible account is closed.
No, this program was specifically designed for our account owners that we have identified as being eligible for this service.
Yes, the internet site provides additional resources, but access to the site is not required to have the coverage, though access to the credit file monitoring product is available online only at:
Econ-O-Check Corporation is the provider of the IDProtect® program and they are located at 3 Gresham Landing, Stockbridge, GA 30281. Econ-O-Check has been providing insurance products to financial institutions since 1973.
Econ-O-Check/IDProtect® does not have account owner’s personal information unless account owner provides it directly to Econ-O-Check. Econ-O-Check performs the mailing for us and handles opt out calls but at no time do they have access to account numbers nor have the ability to charge our account owners.
Account Owners can call Kalsee directly – but if they have questions directly related to the benefits and services or have a claim they can call: IDProtect Service Center® – 1-877-610-7889.

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How Do I...

Click to view our locations and hours.

Click to locate a fee-free ATM  near you. Did you know you can use credit union CO-OP network ATMs and fee free?
Login to your account online, call 269-382-7800, or visit any branch with a valid ID and correct address.
Call 866-985-2273 from the phone associated with your account to activate your card or to change or set your card PIN.
Kalsee's routing number is #272481855. You can find it located at the bottom left of your checks.

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