Two people making real estate deal

Business Real Estate Loans



Refinances, up to $5,000 off closing costs! Limited time!1

Being treated like just a number at your big bank? We’ll take the closing cost pain out of refinancing your business real estate loans from another financial institution. We’ll invest in you.




Your business is so much more than a means to the bottom line.

We won’t try to sell you something, we’ll try to solve you something. Your commercial real estate loan is key to your company's success. Let our experts get to know your business's unique needs and craft the loan that's right for you. Your loan decision is made locally by people who live and work in our community and understand our local economy.

  • No amount is too big or too small
  • Investor or owner occupied
  • SBA lending available

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Downtown Kalamazoo

"Big banks dragged their feet responding to our PPP (Payment Protection Program) inquiry. One call to Kalsee and we had our PPP forms submitted the next day. Amazing customer service during uncertain times."

- Nick Kakabeeke, BJ Sports

rachel moreland profile pictureRachel Moreland

Business Services Manager

Rachel attended Kellogg Community College with a major in Accounting and minor in Business Management. She then joined Fifth Third Bank where she served as a Financial Center Manager. In 2015, Rachel joined Kalsee as Stadium Branch Manager and later managed Kalsee’s largest branch on Westnedge. In 2019, she accepted a promotion to Business Services Manager. A driven individual, Rachel brings to Kalsee a passion for nurturing relationships with local businesses.

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More to Explore

1 1.00% (100bps) of amount financed up to $500,000 credited at closing, not to exceed closing costs. Commercial real estate loans currently held at another financial institution refinancing with Kalsee are eligible. Current Kalsee loans not eligible. No waiver of prepayment penalties. Primary business checking required.
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How Do I...

Click to view our locations and hours.

Click to locate a fee-free ATM  near you. Did you know you can use credit union CO-OP network ATMs and fee free?
KALSEE Credit Union offers Comprehensive Identity Theft Protection for members and their families for only $2.00/month. Learn more about ID Protect.
Kalsee's routing number is #272481855. You can find it located at the bottom left of your checks.

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