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Credit unions are not-for-profit, cooperative financial institutions.

We’re owned by you, our member. Our mission is to build relationships and cultivate financial wellness, empowering you to focus on what matters. Be part of our Kalsee family and keep your money local. The more you credit union, the more you save! Your first $1 deposit secures your ownership share in the credit union and gives you the right to vote for new members of our board of directors.


How do I join?

Apply for membership online, fund your account, and enroll in online banking

Or simply visit any of our branch locations. Bring with you:

  • $1 to deposit to your savings account, securing your share of ownership in the credit union
  • Your social security number
  • Current valid photo ID with your address
  • Phone number

Anyone can join, as long as...

  • You live, work, or attend school in Allegan, Barry, Branch, Calhoun, Cass, Kalamazoo, St. Joseph, or Van Buren counties, Michigan.

Break up with your bank without the heartache...

With our fast, free, secure Pinwheel portal for switching your direct deposit to Kalsee, we'll take the pain out of changing financial institutions. No paperwork. No phone calls. Simply ask for Pinwheel when you open your checking.

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Downtown Kalamazoo

Pro Tip:

Just like shopping locally, banking locally helps keep money in our communities. It also keeps the decision-makers setting policies and considering loan applications connected to your needs and circumstances.

More to Explore

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How Do I...

Click to view our locations and hours.

Click to locate a fee-free ATM  near you. Did you know you can use credit union CO-OP network ATMs and fee free?
Call 866-985-2273 from the phone associated with your account to activate your card or to change or set your card PIN.
Kalsee's routing number is #272481855. You can find it located at the bottom left of your checks.

Don't see your question listed?

Visit our FAQ page.