• Coronavirus: We're Here for You

    We’re Here for You

    While precautions against the spread of the Coronavirus necessitate that we make adjustments to the way we serve you, we're here for you and committed to helping see you through these tough times. KALSEE is considered an essential service and will continue to be open during the shelter in place order.

  • 1/2% APR* Off Your Rate, Plus 90 Days No Payments

    1/2% APR* Off Your Rate, Plus 90 Days No Payments

    In this time of uncertainty, we know every dollar counts. Make the most of your budget by refinancing your vehicle or toy loan for quick savings, so you can focus on what matters... staying safe and healthy, and caring for your loved ones.

  • Meet Molly Cusumano

    Meet Molly Cusumano, Associate Financial Advisor

    Molly joins our Kalsee Retirement and Investment Services team in a new associate financial advisor role. Molly comes to us with 12 years of experience in financial planning services and has earned various FINRA securities registrations, as well as health insurance and variable product lines certificates. She’s a graduate of WMU.

  • What if the coronavirus causes you financial hardship?

    What If the Coronavirus Causes You Financial Hardship?

    It’s our mission to be here for you in good times and in bad. In the unfortunate event that the Coronavirus causes financial hardships like layoffs or other unexpected losses of income, please reach out to us. We have options for helping you get through.

  • Precautions against the spread of the coronavirus

    Precautions Against the Spread of the Coronavirus

    We are routinely disinfecting our branches throughout the business day, including workstations, common areas, and all frequently touched surfaces. Our branches are equipped with cleaning supplies and hand sanitizer, and our team members are encouraged to wash their hands thoroughly and frequently.

  • Mobile Wallets

    A Simple Trick for Easier Budget Success

    Budgets are like the New Year’s resolutions of personal finance. We all know we should have one, but they’re tough to stick to. Like resolutions, we often map out personal budgets with the best of intentions, only to abandon them a couple of weeks later. If this is you, try using a budgeting app!

  • It's a Money Thing Junior: Making Money

    Making Money

    People earn an income when they are hired by an employer to work at a job. Income is earned as a wage, a salary or a sales commission.

  • How Difficult Times Help Long-Term Investors

    How Difficult Times Help Long-Term Investors

    COVID-19’s disruption is real and the pain it has caused shouldn’t be minimized. This crisis is indeed unique and it will take its own place in history books. But it will be added to a long list of previous crises, each of which felt so challenging that we’d never recover.

  • Coronavirus: Understanding The CARES Act and Stimulus Payments

    Understanding The CARES Act and Stimulus Payments

    On March 27, 2020, President Trump signed the Coronavirus Aid, Relief, and Economic Security Act, or CARES Act, into law. Forbes.com reports that CARES is “a $2 trillion package aimed at combating the economic damage from the Coronavirus crisis.”

  • Coronavirus: Your Money Is Safe

    Your Money Is Safe

    KALSEE is federally insured by the National Credit Union Administration (NCUA). No member has ever lost a penny from accounts insured by the NCUSIF. Your money is safe with us. Please remember that our daily cash withdrawal limit is $2,000. If you have other needs or questions, please call us at 269-382-7800.

How Do I…

Call 866-985-2273 from the phone associated with your account to activate your card or to change or set your card PIN.
Click to locate a fee-free ATM near you. Did you know you can use credit union CO-OP network ATMs fee free?
KALSEE Credit Unions routing number is #272481855. You can find it located at the bottom left of your checks.
KALSEE Credit Union offers Comprehensive Identity Theft Protection for members and their families for only $2.00/month. Click here to Learn more about ID Protect.
Login to Online Banking

Apply for a Loan or Credit Card

Request an Appointment


  • Merchant Services

    Merchant Services

    Easy credit and debit payment options for your customers are no longer optional but vital to the success of your business. Let us help handle your payment technology, freeing you to focus on your clients. Through our partnership with the Michigan Retailers Association, we offer card terminals and point-of-sale systems that support EMV chip cards, Apple Pay, Samsung Pay, Google Wallet, and more!

  • Quicken and Quickbooks

    Quicken & Quickbooks Free Online Banking Downloads

    With our It's Me 247 Online Banking, quickly and easily download your transaction history for Quickbooks, Quicken and Microsoft Money, free of charge.


  • KVCC Foundation Pancake Breakfast

    KVCC Foundation Pancake Breakfast

    KALSEE CEO Matt Lahman serves on the board for the KVCC Foundation. He and his fellow board members were busy flipping pancakes at this year's scholarship fundraiser at KVCC's beautiful culinary campus downtown. The pumpkin spice were especially delicious!

  • Chamber Connect Event

    Chamber Connect

    The Chamber’s Connect events are a great opportunity to shake hands and build relationships with small business peers. This event, hosted at our Westnedge office, brought awareness to Kalamazoo Loaves and Fishes (KLF), an organization that provides an average of 700 people with groceries each day.

  • Kalamazoo Growlers

    Kalamazoo Growlers

    Kalamazoo Growlers KALSEE is proud to support the Kalamazoo Growlers! Check back next summer for details!  


  • Mobile Wallets

    Mobile Wallets

    Apple Pay, Samsung Pay, Google Pay, FitBit Pay, and Garmin Pay all support KALSEE Visa credit and debit cards. Add your KALSEE card to your device for the latest in convenience and security.

  • Card Controls

    NEW Cards App

    Introducing the NEW Cards App! Fear your card is lost or stolen, or that you've been the victim of fraud? You can now lock and unlock your KALSEE credit and debit cards in [...]

  • Mobile Check Deposit

    Mobile Check Deposit

    Mobile Check Deposit Save yourself a trip to the credit union. Deposit checks via our mobile app! Download the KALSEE mobile app. Select Move Money from the bottom menu, then select Deposit Check. [...]

To build relationships and cultivate financial wellness, empowering people to focus on what matters.

Welcome to KALSEE, your local Kalamazoo, Portage, and Battle Creek, Michigan Credit Union!

KALSEE is your credit union, here to meet all of your banking needs without that big bank feel. Unlike banks, we don’t have stockholders. KALSEE is owned by our members, by you. We exist to help you gain personal financial success.

KALSEE is a not-for-profit credit union established in Kalamazoo, Michigan in 1954. Since then, we have grown to five branches that serve our members who live, work, or study in Kalamazoo, Allegan, Barry, Branch, Calhoun, Cass, St. Joseph, and Van Buren Counties.

At KALSEE Credit Union, you are a member and an owner—not just a customer—and we make sure that’s evident in our service. Our friendly staff will take the time to get to know you and your unique finances, respond to your questions, and coach you through life’s financial hurdles. From checking and savings accounts to loans and financial planning, we simplify your life by making it easy to bank in one place.

KALSEE Credit Union members also enjoy easy access to their finances through our five branch locations, the shared branch network, It’s Me 247 Online Banking, the KALSEE mobile app, and access to over 30,000 fee-free ATMs nationwide.

Join Today!