Free checking that rewards you!
4.25% APR* on up to $25,000, plus $25 a month in ATM fee refunds. Add a Saver to earn even more!
Need a card limit increase?
For security reasons, KALSEE’s credit and debit cards have limits on daily spend. Our default daily spend limit for credit cards is $760 and $510 for debit.
Fraud Alert
KALSEE will never call you and ask for your credit or debit card number or PIN via the phone. Unfortunately, this is a common scam.
#LifeHappens
And when it hits you hard, we’re here. Our affordable, simple #LifeHappens loans help you and your family face challenges head-on.
Health Savings Accounts (HSAs)
Save for health care expenses with tax benefits and the ease of a debit card and bill pay. If you have a high-deductible insurance plan and are not enrolled in Medicare, you may be able to set aside pre-tax dollars to pay for upcoming medical expenses with a KALSEE HSA.

Women and Investing
Women tend to work less, earn less and live longer than men. That means they may need to invest more than men if they plan to retire. Join us for a complimentary seminar!
How to Save on Tuition
Video, infographic, plus 5 scholarship application time-savers!
The Dos and Don’ts of Debt Repayment
Consumer debt is an extremely contradictory part of our personal finances: it’s at once common and incredibly personal. According to numerous sources, the majority of US adults owe money in some way, shape or form—and yet what this consumer debt represents can vary drastically from person to person.

Call 800.851.4859 anytime. Please Note: You must know your current PIN in order to change it to a new one. If you do not know the PIN number associated with your debit/ATM card, contact KALSEE at 269.382.7800 or toll-free at 877.KAL.SEE1.

Find an ATM?

Click to locate a fee-free ATM near you. Did you know you can use credit union CO-OP network ATMs and Fifth Third ATMs fee free?

Find a Branch?

Click to view our locations and hours.

Find my Routing Number?

KALSEE Credit Unions routing number is #272481855. You can find it located at the bottom left of your checks.

Guard against Identity Theft?

KALSEE Credit Union offers Comprehensive Identity Theft Protection for members and their families for only $2.00/month. Click here to Learn more about ID Protect.

Make a Loan or Credit Card Payment?

Login to Online Banking to make a payment from your KALSEE checking or savings OR Click here to make a payment from another financial institution.

Order Checks?

Click to order new checks.

Report a Lost or Stolen Card?

ATM/DEBIT CARDS For a lost or stolen KALSEE ATM/Debit card, call 800.528.2273. CREDIT CARDS For a lost or stolen KALSEE VISA card, call 877.KAL.SEE1 during business hours. After hours, call 800.991.4961.

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BUSINESS BANKING

One & Done Business Mortgages: Easy, Flat Fee!
One & Done Business Mortgages: Easy, Flat Fee! Looking to move your mortgage from a large, impersonal financial institution? Wanting a simpler business mortgage solution for your purchase or refinance? KALSEE [...]
Merchant Services
Merchant Services Look no farther for your payment processing and credit card acceptance needs! Easy credit and debit payment options for your customers are no longer optional but vital to the success of [...]
Quicken & Quickbooks Free Online Banking Downloads
If you currently use Quicken or QuickBooks, KALSEE is delighted to announce that Quicken and QuickBooks file extensions are now available free of charge through It's Me 247 online banking! Download today, or enroll for online business banking and online bill pay by contacting KALSEE Credit Union at 269-382-7800.

IN THE COMMUNITY

Melissa Mullins and Carrie Susemihl Receive the Paul Matyas Award
Melissa Mullins & Carrie Susemihl Receive the Paul Matyas Award On February 19th, at KALSEE’s annual Staff Development Day held at KVCC, Certified Financial Counselor Melissa Mullins and Marketing Manager Carrie Susemihl were awarded [...]
Kalamazoo Building Trades Credit Union Merges with KALSEE
Kalamazoo Building Trades Credit Union Merges with KALSEE At this year’s annual meeting, members of Kalamazoo Building Trades Credit Union (KBTCU) voted to merge with KALSEE Credit Union. A small credit union with [...]
KALSEE Purchases 55 Coats for Kids in Need
KALSEE Purchases 55 Coats for Kids in Need On Friday, December 4th, employees from KALSEE Credit Union joined 6 Loy Norrix High School youth leaders and 3 staff from Communities In Schools of [...]

E-BANKING SERVICES

NEW Card Controls
Introducing NEW Card Controls in our Mobile App Fear your card is lost or stolen, or that you've been the victim of fraud? You can now lock and unlock your KALSEE credit and [...]
Samsung Pay
Samsung Pay Spend with your KALSEE Visa credit card via your Samsung device! Samsung Pay works in-store, in-app, and online with the added security of your fingerprint, pin number, or iris scan [...]
Mobile Check Deposit
Mobile Check Deposit Save yourself a trip to the credit union. Deposit checks via our mobile app! Download the KALSEE mobile app. Select Move Money from the bottom menu, then select Deposit Check. [...]

We believe

that everyone can achieve worry-free, healthy finances.

We help you grow

by working with you as your financial partner and coach, helping solve problems and create solutions.

Our Mission

is to provide and promote a wide range of financial services to help our members gain Personal Financial Success.

Welcome to KALSEE, your local Kalamazoo, Portage, and Battle Creek, Michigan Credit Union!

KALSEE is your credit union, here to meet all of your banking needs without that big bank feel. Unlike banks, we don’t have stockholders. KALSEE is owned by our members, by you. We exist to help you gain personal financial success.

KALSEE is a not-for-profit credit union established in Kalamazoo, Michigan in 1954. Since then, we have grown to five branches that serve our members who live, work, or study in Kalamazoo, Allegan, Barry, Branch, Calhoun, Cass, St. Joseph, and Van Buren Counties.

At KALSEE Credit Union, you are a member and an owner—not just a customer—and we make sure that’s evident in our service. Our friendly staff will take the time to get to know you and your unique finances, respond to your questions, and coach you through life’s financial hurdles. From checking and savings accounts to loans and financial planning, we simplify your life by making it easy to bank in one place.

KALSEE Credit Union members also enjoy easy access to their finances through our five branch locations, the shared branch network, It’s Me 247 Online Banking, the KALSEE mobile app, and access to over 30,000 fee-free ATMs nationwide.