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Health Savings Accounts (HSAs)


Save for health care expenses with tax benefits and the ease of a debit card and bill pay.

If you have a high-deductible insurance plan and are not enrolled in Medicare, you may be able to set aside pretax dollars to pay for upcoming medical expenses with a Kalsee HSA.

Use Your HSA to Pay:

Advantages of an HSA:

  • You may not pay income tax on money set aside by your employer or on dividends earned
  • The money in your HSA is yours, even if you change jobs
  • Any unused money in your HSA rolls over at the end of the year

Easily Access Your HSA via:

  • Debit card
  • Online bill pay
  • Branch member service representative

Earn Interest

Dividend Rate
Minimum balance to earn APY1
0.500% $50

2024 Contribution Limits

Single  Family  55+
An additional $1,000 catch-up contribution is allowed

What’s a High Deductible Health Plan (HDHP)?

Single Family
Minimum Deductible $1,400 $2,800
Maximum Out-of-Pocket $7,000 $14,000

More to Explore

1 APY = Annual Percentage Yield. Rates are subject to change. Fees may reduce earnings. Consult a tax advisor regarding the tax benefits of your HSA. Rates effective Thursday, September 10, 2020.

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How Do I...

Call 866-985-2273 from the phone associated with your account to activate your card or to change or set your card PIN.
Click to view our locations and hours.

Click to locate a fee-free ATM  near you. Did you know you can use credit union CO-OP network ATMs and fee free?
Kalsee's routing number is #272481855. You can find it located at the bottom left of your checks.
Call 866-550-1671.

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