Young woman in new car

Cars, Trucks, & Motorcycle Loans


Car, Truck, & RV Refis:

Your First Payment Is On Us!2

Shopping to refinance your car, truck, toy, or RV loan is a pretty simple way to save some money in your budget. Can you lower your rate or payment? We can help you do a check-up to make sure you’re getting the best deal on your loan, plus, refinance your loan from another financial institution with Kalsee and we’ll make your first payment! For real. 

Limited time special offer!

Apply Online     Visit a Branch    

Whether it's your morning commuter, your soccer mom minivan, or your top-down wind-in-your-hair weekender, your vehicle plays an important role in your lifestyle.

And your vehicle loan plays an important role in your budget. We'll help you craft the perfect loan for both your budget and your lifestyle, empowering you to focus on what matters. Whatever that means to you.

How to Apply

Applying for a car loan is quick, easy, and fee-free. Choose from our convenient options:

Driving a car

Pro Tip:

Protect your loan with GAP Advantage, Major Mechanical Protection, and/or Payment Protection.  Whether you experience mechanical issues, loss of income, or your car is totaled in an accident, we've got your back when the unforeseen happens.

Learn more about loan protections

New and Used Auto and Motorcycle Loan Rates

Get a quick and easy pre-approval for your next car, truck or SUV.

As low as 5.99% APR1

·   Competitive interest rates   ·
·   No application fee   ·
APR1 as low as
(with equity discount)
With VIP Perks Discount1
0-48 6.49% 5.99%
49-66 6.99% 
91-96 8.63% 8.13%

“Will was incredible with helping me through my loan! 
The entire Kalsee team was beyond professional, driven and organized, making the entire process extremely easy and quick from start to finish. Doing all my banking through Kalsee from now on, and I recommend Kalsee to people I know as well. Thank you!!” - Anonymous Member, 2023

More to Explore

1 APR = Annual Percentage Rate. Rate determined by credit experience. Rates subject to change. Restrictions may apply. The legal age to apply for and obtain credit is 18 years of age. As low as rates reflect  equity discount. APR with VIP or Platinum Perks discount will not be reflected on your contract or payment amount. The discount will be applied to your loan as a rebate to your loan balance each month that you maintain VIP or Platinum Perks status. Rates effective Wednesday, June 3, 2020. Estimated monthly payment for 66 months at 6.99% APR is $18.30 per $1,000 borrowed. 

2 Minimum term of 48 months, fully amortizing. Loan must be a refinance from another financial institution. Current Kalsee loans not eligible. Some restrictions may apply. Approval subject to credit union requirements and underwriting guidelines. Rates based on credit experience. New members subject to eligibility requirements. Loans paying off in the first six months must pay back the First Payment On Us benefit.

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How Do I...

We offer several convenient options for making your loan payment. Learn more.
Click to view our locations and hours.

Click to locate a fee-free ATM  near you. Did you know you can use credit union CO-OP network ATMs and fee free?
KALSEE Credit Union offers Comprehensive Identity Theft Protection for members and their families for only $2.00/month. Learn more about ID Protect.

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