Limited-Time CD Specials
funds new to Kalsee
Up to 5.10% APY2
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Up to 4.85% APY2
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Certificates of Deposit (CDs)
- Minimum deposit of just $500
- Add-On CD option allows you to continue to deposit to the CD during its term
- Youth CDs available with a minimum deposit of just $100 and an add-on option
- Interest compounds quarterly
- (Pssst… Don’t worry, your funds are always yours. You can still redeem your CD early in an emergency.1)
Add-On CDs
- Decide when you want to hit your goal (your CD term) and how much you want to save.
- Use our online calculators or work with a Member Service Representative to decide how much you need to be saving each month to reach your goal in time.
- Set up automatic monthly transfers from your checking account to your #LifeGoals account via online banking or our mobile app so that you stay on track!
Not Your Grandma’s CD
![Saving in a piggy bank](/assets/files/iLcOUgkn/protip-piggy-bank.jpg)
Pro Tip:
Rather than putting all your funds in one CD, choose multiple CDs and “ladder” their maturity dates. This is a great strategy for the option of accessing funds every 6 months with the higher rates of longer-term CDs.
Start by opening a 6-month CD and a 12-month CD. When the 6-month CD matures, move it to a 12-month. Now your two 12-month CDs are staggered to mature at 6 month intervals.
Regular, IRA, and Youth CD Rates
As high as 2.15% APY1
More to Explore
1 APY = Annual Percentage Yield. Rates are subject to change. Fees may reduce earnings. CDs are subject to early redemption penalties: 6-month CD, loss of 30 days interest; 1-year CD, loss of 90 days interest; 2-5-year CD, loss of 180 days interest. Rates effective .
2 APY = Annual Percentage Yield. Rates accurate as of 5/13/24. Rates subject to change. Available for a limited time. 6-month CD: 4.85% APY base, Platinum or VIP Perks +0.25% = 5.10% APY. 14-month CD: 4.60% APY base, Platinum or VIP Perks +0.25% = 4.85% APY. Minimum balance of $500 and maximum of $1,000,000 per member. Funds currently on deposit at Kalsee Credit Union not eligible. Penalty for early withdrawal. Fees may reduce earnings. Kalsee Credit Union membership required. See branch for additional details.
![man scratching his head](/assets/files/wH5hWVzf/faq.jpg)
How Do I...
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