You matter, and we can help.
If you struggle with any of these situations, we can help:
- Cash advance loans or payday lending
- Bad or no credit
- Negative account balances and overdraft fees
- Medical debt
- Delinquent loans
- Loss of income
- Wage garnishments
- Student loan debt
- Or whatever your unique financial situation may be
“[After a difficult divorce] I was left with the responsibility of parenting three young kids by myself and working full time. My finances were in shambles. There were times that I would come home and not know whether or not there would be electricity or water. [To deal with payment of bills] seemed to take more than I had at the end of the day. I was skeptical whether or not [Melissa] would be able to help and very hesitant to trust anyone [with my financial troubles]. There was no judgment, and she [helped me tackle] each bill head on one at a time. Melissa and the staff at Kalsee have assisted me in rebuilding my credit and self-confidence. My credit score is improving steadily. What I had previously thought was an insurmountable task has now become a reality. Melissa has believed in me when I didn’t believe in myself. THANK YOU is not even close to being enough!”
State Licensed Credit Counselor
Doing what she loves since 1986, Melissa’s true passion lies in making a difference in people’s lives and helping them achieve financial success and happiness. With an undergraduate degree from MSU in Family Financial Advising, a Master's from WMU in Finance, and a state credit counselor certification, Melissa is a unique resource for Kalsee members. Melissa volunteers with the Michigan Credit Union League's Southwest Chapter of Credit Unions as Education Director and a Financial Educator, and the Vicksburg Boosters. By building relationships with Kalsee members and cultivating their financial wellness, she aspires to be the change that she wishes to see in the world.
More To Explore
How Do I...
Don't see your question listed?
Visit our FAQ page.