The Empowerment Edit
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Budgeting & Spending
Learn how to use the 50/30/20 rule to balance needs, wants, and savings. Discover p...
Budgeting & Spending
Budget smarter! In Part 2 of our Foundations of a Strong Budget series, see how foo...
Fraud & Security
Protect your money from Bitcoin ATM scams. Learn the warning signs, red flags, and h...
Budgeting & Spending
Learn the 5 steps to a strong budget. Separate needs from wants, avoid overspending...
News
Kalsee Credit Union and Next Level Sports Center are coming together in a new partne...
Uncategorized
When job hunting, don’t focus only on the paycheck. Great employers offer more than ...
Budgeting & Spending
The holidays are fun—but they can strain your budget. With a little planning and sma...
Fraud & Security
Fraud is more common—and more costly—than ever. As scams grow more advanced, it's cr...
Investing & Retirement
Bitcoin offers an opportunity for those who understand the risk — and it can be a le...
Budgeting & Spending
A budget is the foundation of financial wellness—it helps you cover needs, reach go...
Saving
Learning a new skill doesn’t just grow your confidence—it can grow your savings too....
Budgeting & Spending
Budgeting doesn’t have to be complicated or restrictive. The 50/30/20 method offers ...
Loans
Deciding between leasing or financing a car isn’t just about monthly payments—it’s a...
Budgeting & Spending
Checks may feel outdated, but they’re far from extinct. This guide explores why chec...
Credit Unions
Choosing where to keep your money matters. While banks operate for profit, credit un...
Youth
Use three jars—Spend, Save, and Give—to manage your money smartly. Spend on fun stuf...
Saving
From family chats to financial blogs, your go-to sources for money advice reflect yo...
Investing & Retirement
Low interest rates may limit returns, but smart investing is still possible. This gu...
Income & Jobs
The best time to write a business plan is anytime you need clarity—whether you're ex...
Youth
People earn money in different ways: a wage (money per hour), a salary (set yearly a...
Saving
Looking for a low-risk way to grow your savings? Certificates of Deposit (CDs) offer...
Investing & Retirement
Small money habits can lead to big retirement gains. This guide shares five practica...
Youth
Every time you make a choice, you give up other options—that’s called opportunity co...
Credit Unions
Being a credit union member means more than just having an account—you’re a part-own...
Fraud & Security
Scammers use urgency, authority, and fake credibility to trigger panic and bypass yo...
Youth
You can keep your money in a piggy bank or a savings account. A piggy bank is easy t...
Income & Jobs
What you wear while working from home can impact your mindset and productivity. Dres...
Youth
People borrow money even though it costs extra (called interest) for three main reas...
Youth
Saving is safe but grows your money slowly. Investing can help it grow faster—but th...
Saving
Inflation quietly eats away at your savings—but you can fight back. This guide shows...
Credit Unions
Credit unions are member-owned, community-focused financial co-operatives built on v...
Income & Jobs
Choosing a career can feel overwhelming, but exploring your options through self-ass...
Investing & Retirement
Wall Street’s iconic Charging Bull wasn’t city-sanctioned—it was guerrilla art. Inst...
Fraud & Security
Identity thieves are after more than just your passwords—they target your trash, pho...
Income & Jobs
Even the best-prepared candidates can feel anxious before interviews—but reframing y...
Fraud & Security
Crypto scams are on the rise, with schemes like phishing, Ponzi setups, fake wallets...
Investing & Retirement
Time is one of the most powerful tools in investing. This guide breaks down how time...
Income & Jobs
If you’ve left a job, deciding whether to roll over your 401(k) or leave it can impa...
Youth
Teaching kids smart money habits early pays off. With Kalsee’s fun financial educati...
Investing & Retirement
Compound interest rewards early savers—but many young adults aren’t taking full adva...
Loans
Quick-cash loans may seem like a lifeline, but they often come with dangerous strin...
Budgeting & Spending
Job loss affects more than just your bank account—it disrupts your routine, identity...
Credit & Debt
Think credit scores are confusing or out of your control? This guide debunks four co...
Budgeting & Spending
Want to save big without changing your shopping list? Switching from name brands to ...
Loans
Buying a used car from a private seller can save you money—but it comes with risks. ...
Budgeting & Spending
Your paycheck withholdings don’t have to be a mystery—or a missed opportunity. This ...
Credit & Debt
A credit score is a three-digit number between 300 and 850 that’s calculated by cred...
Income & Jobs
Choosing a career can feel overwhelming—but you’re not alone. This guide explores wh...
Budgeting & Spending
Financial emergencies can hit hard—but with the right steps, you can regain control....
Credit & Debt
Credit scores may seem mysterious, but they’re built on simple habits. This guide ex...
Loans
Buying a home is more than a financial decision—it’s a personal one. This guide walk...
Budgeting & Spending
You don’t need to spend money to support your community. This guide shares five free...
Budgeting & Spending
Scholarship applications take time—but a smart strategy makes them more efficient an...
Budgeting & Spending
Budgeting isn’t just about numbers—it’s about mindset. This guide shows how using si...
Budgeting & Spending
Budgets work best when they’re realistic, flexible, and focused on awareness—not gui...
Budgeting & Spending
Pets bring joy—but also unexpected costs. This guide highlights three often-overlook...
Budgeting & Spending
Deciding whether to rent or buy a home isn’t one-size-fits-all. This guide breaks do...
Loans
Loans can open doors—but only if they fit your budget and goals. This guide walks yo...
Budgeting & Spending
Every purchase involves a quick but important decision: which card to use. This guid...
Budgeting & Spending
Life is unpredictable—and that’s exactly why an emergency fund is essential. This gu...
Loans
Before taking out a student loan, explore ways to cut college costs upfront. This gu...
Budgeting & Spending
Consumer debt is both widespread and deeply personal—shaped by everything from life ...
Fraud & Security
Not sure what to keep and what to shred? This guide breaks down how long to hang ont...
Budgeting & Spending
Insurance isn’t an investment—it’s protection. This guide helps you rethink how insu...
Budgeting & Spending
Struggling to save consistently? Automating your savings takes willpower out of the ...
Budgeting & Spending
Earning more doesn’t have to mean spending more. This guide helps you recognize and ...
Budgeting & Spending
Living on your own means freedom—and bills. This guide shows how setting a regular “...
Loans
Avoiding credit cards may seem smart, but it can actually limit your financial futur...