Man on phone drinking coffee at home

My Kalsee Perks

 
Scroll

The more you bank with us, the more you save.

We're grateful to consider you part of our family. Bringing your full banking relationship to Kalsee helps us get to know you and cultivate your financial wellness, so you can focus on what matters. And as a thank you for your relationship with us, you can earn rate discounts, fee waivers, and other great perks. Each product or service you use earns you monthly points, reflected on your statement and in Online Banking.
 
 
 

Basic

Gold

Platinum

VIP
0.50% APR1
off your next (non-real estate) installment loan


✔
Free cashier's checks


✔
Free money orders


✔
Free wire transfers


✔
0.25% APR1
off your next (non-real estate) installment loan

✔
Free debit card replacement

✔ ✔
Free check cashing

✔ ✔
Free phone transactions

✔ ✔
Free box of checks each quarter

✔ ✔
Fee free gift cards
✔ ✔ ✔
Free stop payments
✔ ✔ ✔
Free account history print outs
✔ ✔ ✔
Free ATM transactions at CO-OP Network ATMs ✔ ✔ ✔ ✔
Free first debit card ✔ ✔ ✔ ✔
Free CU*Talk Phone Banking ✔ ✔ ✔ ✔
Free Online Banking with eStatements and Bill Pay ✔ ✔ ✔ ✔
Free notary services ✔ ✔ ✔ ✔
Free CO-OP and Xtend shared branching ✔ ✔ ✔ ✔
Hanging vintage light bulbs

Pro Tip:

Just like shopping locally, banking locally helps keep money in our communities. It also keeps the decision-makers setting policies and considering loan applications connected to your needs and circumstances.

Earning Perks Points

Loans
Deposits
25 All other loans (each)
 10 Additional Savings Account
10 Home Equity Loan
 10 Certificate of Deposit (CD)
25 Credit Card
 20 IRA Share / IRA CD
25 Mortgage
 25 Retirement & Investment Account
10 Aggregate balance < $1,000
 10 Money Market
30 Aggregate balance $1,000 - $24,999
 10 Aggregate Balance < $1,000
40 Aggregate balance $25,000 - $49,999
 15 Aggregate Balance $1,000 - $2,499
50 Aggregate balance $50,000 - $74,999
 25 Aggregate Balance $2,500 - $9,999
60 Aggregate balance $75,000+ 35 Aggregate Balance $10,000 - $49,999
Services
45 Aggregate Balance $50,000+
10 It’s Me 247 Online Banking 50 Payroll Direct Deposit > or = $1,000
5 CU*Talk Phone Banking 50 ACH Deposit > = $1,000
10 Bill Pay 5 Active AFT Transfers
50 eStatements 15 Active Loan Pay AFT
25 Valid Email Address 25 Active AFT Loan Payment
25 Debit Card Penalties


-200 Wrong Address


-200 Negative Savings Balance


-200 Delinquent Loan
 
 

More To Explore

1 APR = Annual Percentage Rate. APR with VIP or Platinum Perks discount will not be reflected on your contract. The discount will be applied to your loan each month that you maintain VIP or Platinum Perks status.
man scratching his head

How Do I...

Call 866-985-2273 from the phone associated with your account to activate your card or to change or set your card PIN.
Click to view our locations and hours.

Click to locate a fee-free ATM  near you. Did you know you can use credit union CO-OP network ATMs and fee free?

Don't see your question listed?
Visit our FAQ page.