The more you bank with us, the more you save.
We're grateful to consider you part of our family. Bringing your full banking relationship to Kalsee helps us get to know you and cultivate your financial wellness, so you can focus on what matters. And as a thank you for your relationship with us, you can earn rate discounts, fee waivers, and other great perks. Each product or service you use earns you monthly points, reflected on your statement and in Online Banking.
Basic |
Gold |
Platinum |
VIP |
|
---|---|---|---|---|
0.50% APR1 off your next (non-real estate) installment loan |
✔ | |||
Free cashier's checks | ✔ | |||
Free money orders | ✔ | |||
Free wire transfers | ✔ | |||
0.25% APR1 off your next (non-real estate) installment loan |
✔ | |||
Free debit card replacement | ✔ | ✔ | ||
Free check cashing | ✔ | ✔ | ||
Free phone transactions | ✔ | ✔ | ||
Free box of checks each quarter | ✔ | ✔ | ||
Fee free gift cards (one per month) | ✔ | ✔ | ✔ | |
Free stop payments | ✔ | ✔ | ✔ | |
Free account history print outs | ✔ | ✔ | ✔ | |
Free ATM transactions at CO-OP Network ATMs | ✔ | ✔ | ✔ | ✔ |
Free first debit card | ✔ | ✔ | ✔ | ✔ |
Free CU*Talk Phone Banking | ✔ | ✔ | ✔ | ✔ |
Free Online Banking with eStatements and Bill Pay | ✔ | ✔ | ✔ | ✔ |
Free notary services | ✔ | ✔ | ✔ | ✔ |
Free CO-OP and Xtend shared branching | ✔ | ✔ | ✔ | ✔ |

$1,705,159.43
returned to members in 2020 as Perks benefits and fee waivers/refunds.
Earning Perks Points
More To Explore
1 APR = Annual Percentage Rate. APR with VIP or Platinum Perks discount will not be reflected on your contract. The discount will be applied to your loan each month that you maintain VIP or Platinum Perks status.

How Do I...
Activate My Card or Change My PIN?
Call 866-985-2273 from the phone associated with your account to activate your card or to change or set your card PIN.
Apply for a Loan or Pre-Approval?
Find a Branch and ATM?
Click to view our locations and hours.
Click to locate a fee-free ATM near you. Did you know you can use credit union CO-OP network ATMs and fee free?
Click to locate a fee-free ATM near you. Did you know you can use credit union CO-OP network ATMs and fee free?
Change My Address?
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Visit our FAQ page.