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Money Markets


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Money Market Accounts are a great place to set aside extra savings.

Plus, you’ll earn more based on your balance. Withdraw from your Money Market whenever you need to – as long as you don’t dip below your minimum balance or exceed 6 monthly transactions. All while earning a better rate than most savings accounts.

  • Minimum opening balance of $50
  • Interest paid quarterly, based on balance
  • Up to 6 withdrawals or transfers per month (of at least $500 each)

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Pro Tip

You can also request a cashier’s check or money order from your Money Market once in a while, maybe for taxes, a major purchase, home improvements or college tuition.

Money Market Rates


Balance Tiers APY1 Dividend Rate Minimum Balance to Earn APY
$50 – $1,999 0.20% 0.199% N/A
$2,000 – $19,999 0.20%
0.199% N/A
$20,000 – $74,999 0.25% 0.249% N/A
$75,000 + 0.25% 0.249% N/A 

Why do they call it a Money Market?

Money Market accounts have historically paid based on current interest rates in the economy’s short-term funds money market.





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1 APY = Annual Percentage Yield. Rates are subject to change. Fees may reduce earnings. Rates effective Friday, September 29, 2023.
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