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RV & Toy Loans


We Michiganders love our outdoors.

Motorcycles, RVs, campers, boats, snowmobiles, ATVs — we finance them all.

We'll craft a loan that fits your budget and lifestyle so you can focus on what matters... whether that's the big lake, back lanes, or north woods. Apply online, speak with a Member Service Representative, or simply ask for Kalsee financing at your power sports dealership.

How to Apply

Applying for a toy loan is quick, easy, and fee-free. Choose from our convenient options:



Refinancing? Your First Payment Is On Us!2

Shopping to refinance your car, truck, toy, or RV loan is a pretty simple way to save some money in your budget. Can you lower your rate or payment? We can help you do a check-up to make sure you’re getting the best deal on your loan, plus, refinance your loan from another financial institution with Kalsee and we’ll make your first payment! For real. 

Limited time special offer!


Motorcycle on the road

Pro Tip:

Motorcycles finance at our awesome low auto loan rates with flexible terms up to 96 months. Visit our auto loan page to learn more.

Motorcycles as low as 6.49% APR1

 Motorcycle loans 

RV, Boat, and Camper Loan Rates

Get a quick and easy pre-approval for your next toy

As low as 7.13% APR1

·   Competitive interest rates   ·
·   No application fee   ·
Term (Months) APR1 As Low As With VIP Perks Discount
0-66 7.63% 
145-180 8.99% 8.49%
181-240 9.74% 9.24%

More to Explore

1 APR = Annual Percentage Rate. Rate determined by credit experience. Rates subject to change. Restrictions may apply. The legal age to apply for and obtain credit is 18 years of age. APR with VIP or Platinum Perks discount will not be reflected on your contract or payment amount. The discount will be applied to your loan as a rebate to your loan balance each month that you maintain VIP or Platinum Perks status. Estimated monthly payment for 66 months at 7.63% APR is $41.50 per $1,000 borrowed. Rates effective Thursday, October 22, 2020

2 Minimum term of 48 months, fully amortizing. Loan must be a refinance from another financial institution. Current Kalsee loans not eligible. Some restrictions may apply. Approval subject to credit union requirements and underwriting guidelines. Rates based on credit experience. New members subject to eligibility requirements. Loans paying off in the first six months must pay back the First Payment On Us benefit.

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How Do I...

We offer several convenient options for making your loan payment. Learn more.
Click to view our locations and hours.

Click to locate a fee-free ATM  near you. Did you know you can use credit union CO-OP network ATMs and fee free?
KALSEE Credit Union offers Comprehensive Identity Theft Protection for members and their families for only $2.00/month. Learn more about ID Protect.

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Visit our FAQ page.