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Business Equipment Loans & Lines of Credit

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No business loan is too small. Literally.

Been left behind by big banks? At Kalsee, we empower small businesses. We believe there’s no such thing as too small a loan. Because we know whatever the amount, it matters to you.

It’s that time of year when your thoughts turn to tax prep and accounting strategies. Finance your equipment purchase for depreciation or to manage your liquidity, with turnarounds as quick as just 3 business days to close.

Call 269.382.7833, or

Request an Appointment 

Your business is so much more than a means to the bottom line. We won’t try to sell you something, we’ll try to solve you something.


Equipment Loans

Need a lathe? A truck? A stamping machine? A lawn mower? We understand that your equipment gets the job done, and we treat your equipment loan needs, however big or small, as a priority. 

Lines of Credit

We also offer lines of credit so that your access to funds is there when you need it.




“The good people at Kalsee make it easy to do good business! As a family owned and operated local business, we at Bronco Asphalt Maintenance appreciate the personal touch and understanding that Ric Baker and his team provide. By anticipating needs and delivering the highest quality services at the best commercial value, we share similar business philosophies. We especially enjoy the friendly and talented Kalsee staff as they purposely strive to earn and support our growing business!”

– Chris & Josh M., Bronco Asphalt Maintenance

"Rachel and the team at Kalsee Credit Union were instrumental in our success moving through the initial shutdown in March 2020 from COVID-19. The PPP (Payment Protection Program) application process seemed like a moving target with documents and accounting numbers needing to be applied in an accurate manner. With several emails, Rachel was able to successfully guide us through the process. A long-time relationship with banking partners like Rachel and Kalsee are how Maggie's successfully navigated the shutdown and retained our employees. It is also what continues to keep us strong moving forward. Thank you so much for the direction, timely advice, and just being there when we needed you."

- Chuck R., Maggie's Cafe & Catering


Bronson Park, Kalamazoo

Pro Tip:

No business loan is too big or too small. Your business's needs are always our priority. Our smallest borrowers are treated with the same respect and care as our largest.



rachel moreland profile pictureRachel Moreland

Business Services Manager
269.382.7833

Rachel attended Kellogg Community College with a major in Accounting and minor in Business Management. She then joined Fifth Third Bank where she served as a Financial Center Manager. In 2015, Rachel joined Kalsee as Stadium Branch Manager and later managed Kalsee’s largest branch on Westnedge. In 2019, she accepted a promotion to Business Services Manager. A driven individual, Rachel brings to Kalsee a passion for nurturing relationships with local businesses.

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