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Credit Cards

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Platinum Visa as low as 8.90% APR1

With so many credit card options out there, how do you know what to pick? If you pay your balance off regularly, perhaps you'd prefer a card that will earn you rewards points. If you carry a balance, a low interest rate is probably best for you. How about having the best of both worlds with a Kalsee Platinum Visa?


0% APR3 for 2021 on Balance Transfers and Cash Advances!

Then as low as 8.90% APR. Hurry! Offer ends March 31st, 2021.

Carrying a balance on other credit cards? Need to make a big purchase? Simply transfer from your credit card in online banking to your checking or savings account and use the funds to pay off your other cards or make a purchase. Or speak with a Member Service Representative. And pay 0% APR through 2021!







Digital Wallets


Apple Pay   ·   Samsung Pay   ·   Google Pay
Fitbit Pay   ·   Garmin Pay



  


ScoreCard Rewards

Turn your purchases into amazing merchandise, travel, or experience rewards! We have top name brand name items, unbelievable vacation getaways, valuable services, and once in a lifetime experiences. Scorecard has it all! We are continually updating our reward options so you’ll have the latest and greatest to choose from. So go ahead, login, have fun searching the rewards, create your own personal wish list, and visit often.

  • Merchandise
  • Travel
  • AT&T 14% Discount
  • $0.50 Per Gallon Fuel Discount
  • Gift Cards
  • And much more!


Phone and credit card

Pro Tip:

Download our Cards App to take control of your card safety. 

Fear your card is lost or stolen, or that you’ve been the victim of fraud? You can now lock and unlock your Kalsee credit and debit cards in real-time with our Cards App! Get transaction alerts, set custom transaction limits, and submit travel notices, too.

Download Apple App      Download Android App

How to Use a Credit Card to Improve Your Credit Score

When used carefully, a credit card is a great tool for building credit. Your credit score takes into account a number of factors, such as types of credit (installment vs. revolving), length of credit history (the longer you've had the account/loan, the better), and of course how well you make your payments. Opening a credit card account as early as possible can help you establish longer credit history. And responsibly maintaining your credit card helps prove to future lenders that you're a safe borrower. A secured credit card (secured by funds held in a savings account) is a great option for getting started.

Just be careful not to build up a balance that you can't easily repay. Suggestion: Designate your credit card for certain types of purchases only (gas is a great option due to the large holds gas stations place on pre-authorized pump purchases—it's a good idea not to tie up your debit card/checking funds with that hold).

Boost Your Credit Score Blog





Shop Safely Online... and Everywhere Else

You can shop with confidence online and anywhere else when you use your Kalsee Visa credit card. Plus, your card is safer than carrying cash. That’s because Kalsee and Visa work 24/7 to prevent, detect, and resolve fraud.

Fraud Prevention Tools

  • The 3-Digit Security Code on the back of your card provides internet and phone security by helping verify that you’re in possession of your card.
  • With Verified by Visa, your identity is confirmed through a personal password while shopping at participating online merchants.

Real-Time Fraud Detection

We’ll Fix It

  • Our Zero Liability2 policy means you don’t pay for unauthorized use of your credit card. Access to Identity Theft Assistance helps you regain control of your account if you suspect you’ve been a victim of card fraud.

A Safe Way to Pay

More To Explore

1 APR = Annual Percentage Rate. Rates subject to change. Some restrictions may apply. Approval subject to credit union requirements and underwriting guidelines. Click for full Credit Card Agreement and Disclosures.

2 Visa’s Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.

3 APR = Annual Percentage Rate. Intro balance transfer and cash advance APR is 0.00% for each transfer or cash advance that posts to your account between 1/1/21 and 3/31/21, through 12/31/21. After the expiration of your discounted rate the remaining unpaid portion of the original balance transfer request will be subject to your normal APR as outlined on your monthly statement based on the specific KALSEE credit card selected. Current rates range from 8.90% APR to 10.90% APR. Payments will be credited to balances with the highest applicable APR first. No balance transfer or cash advance fee. If account becomes delinquent 60 days or more, balances subject to the promo rate will revert to the penalty APR of 13.9%. Current KALSEE loans and card balances not eligible.

The legal age to apply for and obtain credit is 18 years of age.

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How Do I...

Call 866-985-2273 from the phone associated with your account to activate your card or to change or set your card PIN.
Call 866-550-1671.
We offer several convenient options for making your loan payment. Learn more.

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