Earn 1.00% APY* with Kasasa Saver!**
Add a Kasasa Saver account to your Kasasa Cash 3.00% APY or 3.00% Cash Back free rewards checking, and earn dividends and automatic savings.
Earn 1.00% APY** on all Kasasa Saver balances up to and including $25,000.00 and 0.35% APY on the portion of your balance over $25,000.00, when you meet your qualifications in Kasasa Cash or Cash Back. Earn 0.05% APY if qualifications are not met on Kasasa Cash or Cash Back.**
KALSEE’s regular Share Savings Account provides you complete safety and unlimited access to your funds with a dividend rate typically higher than most traditional financial institutions. See our dividend rate below.
Want to get away to that special place? Start a KALSEE Vacation Club and with a small deposit every paycheck, you could be whisking away to that special place for your next vacation. There is no starting date and no ending date. You determine when you want to take that vacation. Deposits can be taken from your paycheck, either through direct deposit or recurring transfers. Stop in soon and set up a Vacation Club…and then get ready for your next trip!
Many KALSEE members prepare for their holidays by opening a Christmas Club account. You can start one at any time, no minimum balance is required and with payroll deduction or recurring transfers, making deposits to your Christmas club couldn’t be easier. When the funds are disbursed around the beginning of November, you’ll be prepared for your holiday shopping!
Regular Share Rates
to earn APY
|Kasasa Saver** |
- balance up to and including $25,000
|Kasasa Saver** |
- balance exceeding $25,000
|Kasasa Saver** |
- non-qualified rate
Money Markets Earn More
Money Market Accounts are a great place to set aside extra savings. Plus, you’ll earn more based on balance. Check out KALSEE’s money market rates below, with minimum opening balances starting at just $50.
Make up to 6 withdrawals or transfers per month
The beauty is being able to withdraw from your Money Market Account whenever you need to – as long as you don’t dip below your minimum or exceed the monthly transactions. Another cool option is the ability to issue a cashier’s check or money order once in a while, maybe for taxes, a major purchase, home improvements or college tuition. All while earning a TERRIFIC KALSEE rate. It’s your reward for depositing more at KALSEE.
Freedom and flexibility
You’ll receive a quarterly statement showing your transactions. You can also access the account anytime online with It’s Me 247 Online Banking.
Money Markets are flexible and earn more than just a regular savings. Funds are also federally insured for up to $250,000. (Compare this to non-insured money markets offered online or by brokerage companies.) At KALSEE, your savings stay safe and secure.
Open your account today!
- Minimum opening balance of $50
- Interest paid quarterly, based on balance
- Up to 6 withdrawals or transfers per month (of at least $500 each)
- Federally insured
Money Market Rates
|$50 - $1,999||0.245%||0.25%|
|$2,000 - $19,999||0.295%||0.30%|
|$20,000 - $74,999||0.395%||0.40%|
*APY = Annual Percentage Yield. Rates are subject to change. Fees may reduce earnings.
**Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash or Cash Back account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the current statement cycle: Kasasa Saver: Balances up to $25,000 receive APY of 1.00%; and balances over $25,000 earn 0.35% interest rate on the portion of balance over $25,000, resulting in a range from 0.48% to 1.00% APY depending on the account’s balance. When Kasasa Cash or Cash Back qualifications are not met, Kasasa Saver: All balances earn 0.05% APY. Kasasa Cash: All balances earn a non-compounding APY* of 0.05%. *When linked to the Kasasa Saver account, the dividends earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account if the account’s balance is less than the transferred amount when transfer occurs. APY = Annual Percentage Yield. APYs accurate as of 01/01/2017. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Monthly enrollment in online banking and receipt of electronic statements are conditions of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. Limit 1 account(s) per social security number. A Kasasa Cash or Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Kasasa, Kasasa Cash, Kasasa Cash Back, and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.