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Kasasa Rewards Checking Account


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While a traditional checking account helps you pay bills, purchase life's necessities, and transfer funds between accounts, a Kasasa free rewards checking account takes your finances one step further. By adding perks — such as cashback on purchases made using a debit card and ATM withdrawal fee reimbursements — you can upgrade your online banking experience without burning a hole in your wallet.
 
At Kalsee Credit Union, our Kasasa free rewards checking accounts give you the flexibility and cashback benefits you need to earn and save as you spend.


What Is a Kasasa Checking Account?

Kasasa is a financial technology company that provides reward checking accounts to community financial institutions like Kalsee Credit Union. With a Kasasa checking account, you'll receive rewards for your day-to-day purchases. In addition to depositing checks, paying bills, transferring funds, and tracking budgets, you can reap bank account benefits like:

  • Interest rate discounts on loans
  • Protection from identity theft
  • Cash saver and cashback perks

Your Kasasa Free Rewards Checking Account

 
0.35% APY on the portion of your balance $25,000+.
 
Up to $10 a month in ATM fee refunds.

No monthly service fee. No minimum balance.

Qualifying is easy.

  • 24 debit purchases per month
  • eStatements
  • Login to online or mobile banking at least once per month
  • Direct deposit(s) totaling at least $1,000 per month

Didn’t qualify? Don’t worry!
 
While you won’t receive your rewards that month, you can try again next month.
0.35% APY on the portion of your balance $25,000+.
 
Up to $10 a month in ATM fee refunds.

No monthly service fee. No minimum balance.

Qualifying is easy.
 
  • 12 debit purchases per month
  • eStatements
  • Login to online or mobile banking at least once per month

Didn’t qualify? Don’t worry!
 
While you won’t receive your rewards that month, you can try again next month.
Up to $10 a month in ATM fee refunds.

No monthly service fee. No minimum balance.

Qualifying is easy.
 
  • 12 debit purchases per month
  • eStatements
  • Login to online or mobile banking at least once per month

Didn’t qualify? Don’t worry!
 
While you won’t receive your rewards that month, you can try again next month.
Keep the dividends coming with our sidecar Kasasa savings account. Qualify in your Kasasa checking to earn rewards in your Saver.




















Sign up for a Rewards Checking Account

At Kalsee Credit Union, our team is here to make your online banking experience efficient and worthwhile. With easy Kasasa qualification requirements, you can sign up and manage your regular banking needs using our mobile app and online banking services.
 
Complete our online application or visit us at any of our branches to learn more about how you can save with our Kasasa free rewards checking accounts.
 

Not a Kalsee Member Yet?

Your first step towards awesome Kasasa rewards is to join! Complete our easy online application, or visit any Kalsee branch. 

Apply for membership online, fund your account, and enroll in online banking

Break up with your bank without the heartache...

With our fast, free, secure ClickSWITCH portal for switching your direct deposit, automatic payments, and accounts to Kalsee, we'll take the pain out of changing financial institutions. No paperwork. No phone calls. Simply ask for ClickSWITCH when you open your checking. And with instant issue debit cards available at most branches, we'll get you up and running with your new account in no time.

Already Have a Kalsee Checking?

It’s easy to switch! Your account number and debit card won’t change. Just call and ask for Kasasa!












1 APY = Annual Percentage Yield. For all Kasasa accounts, you may qualify for monthly rewards if you meet the applicable minimum qualification requirements for each calendar month: you must 1) make 12 debit card purchases that post and settle to your account, or 24 for Kasasa Cash+ Checking only; 2) access Online Banking at least one time per month; 3) be enrolled in and receive e-statements; and 4) for Kasasa Cash+ Checking only, receive an aggregate of $1,000 in direct deposits. The monthly qualification cycle is defined as the period beginning one day prior to the first day of the statement cycle and ending one day prior to the close of the statement cycle. Kasasa Saver, Kasasa Cash and Cash+ Checking and Kasasa Cash Back Checking accounts are limited to one account per Social Security Number. All Kasasa accounts except Kasasa Cash Back in which qualifications are not met will earn 0.05% APY. Rates accurate as of Friday, November 4, 2022, subject to change. Fees may reduce earnings.


Kasasa Saver

Tiered rate account available only to holders of a Kasasa Checking account: if you meet the minimum qualification requirements, 1.00% APY will apply to balances of $50,000.00 and below; 1.50% will apply to balances of $50,000.01 or greater. Each dividend rate will apply only to that portion of the account balance within each balance range. Account transfer and withdrawal limitations apply.


Kasasa Cash and Cash+ Checking

Tiered rate accounts: if you meet the minimum qualification requirements during the monthly qualification cycle, 3.00% APY (Cash) or 4.25% APY (Cash+) will apply to balances $25,000.00 and below; 0.35% APY will apply to balances of $25,000.01 or greater. Each dividend rate will apply only to that portion of the account balance within each balance range.

 

Kasasa Cash Back Checking

Receive 3.00% cash back on up to $300.00 in debit card purchases that post and settle to your account if you meet the minimum qualification requirements during the monthly qualification cycle. If you do not meet all the monthly qualification requirements, you will not earn a cash back reward.

 

All Kasasa Checkings

We will refund up to $10.00 in ATM fees assessed at domestic ATMs we do not own or operate. An ATM receipt must be presented for reimbursement of individual ATM fee of $5.00 or higher. If you have a Kasasa Saver account, dividends earned on the Kasasa Cash and Cash+ Checking, cash back earned on Kasasa Cash Back Checking, and ATM fees refunded to you will automatically be transferred to your Kasasa Saver account; in that event, dividends will not compound in the Kasasa Cash or Cash+ Checking account. If you do not have a Kasasa Saver account, dividends or cash back earned and ATM fees reimbursed will remain in your Kasasa Checking account. If you do not meet all the monthly qualification requirements, ATM fees will not be refunded to you.

Click for Truth in Savings Disclosure additional details.












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How Do I...

Call 866-985-2273 from the phone associated with your account to activate your card or to change or set your card PIN.
Click to view our locations and hours.

Click to locate a fee-free ATM  near you. Did you know you can use credit union CO-OP network ATMs and fee free?

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