What is a Kasasa rewards checking account?
While a traditional checking account helps you pay bills, purchase life's necessities, and transfer funds between accounts, a Kasasa rewards checking account takes your finances one step further. By adding perks — such as cash back on purchases made using a debit card or fantastic interest rates and ATM withdrawal fee reimbursements — we'll upgrade your online banking experience!
With our Kasasa checking accounts, you'll receive rewards for your day-to-day purchases and banking activities. In addition to depositing checks via branch or mobile app, paying bills, and transferring funds, reap bank account benefits like:
-
High deposit interest rates or cash back perks
Kasasa Cash+ Checking
4.25% APY1 on up to $25,000
- 24 debit purchases per month
- eStatements
- Login to online or mobile banking at least once per month
- Direct deposit(s) totaling at least $1,000 per month
Kasasa Cash Checking
3.00% APY1 on up to $25,000
- 12 debit purchases per month
- eStatements
- Login to online or mobile banking at least once per month
Kasasa Cash Back Checking
3% cash back on up to $300 in debit transactions (up to $9 per month)
- 12 debit purchases per month
- eStatements
- Login to online or mobile banking at least once per month
Kasasa Saver
1.00% APY1 on up to $50,000
1.50% APY1 on the portion of your balance $50,000+
The Best Checking Account in the Universe...
| APY2 | On up to | Earn annual dividends up to2 | |
|---|---|---|---|
Kasasa Cash+ |
|
|
|
Kasasa Cash |
|
|
$750+ |
PLUS, Kasasa Saver |
|
|
No maximum! |
| Kellogg Community Credit Union eChecking |
4.25%
|
$15,000
|
$637 |
| Consumers Credit Union Serious Interest Checking | 4.00% | $15,000 | $600 |
| Arbor Financial Credit Union Momentum Checking | 0.75% - 4.00% | $15,000 | $112 - $600 |
| Blue Ox Credit Union eXclusive Checking | 4.00% | $10,000 | $400 |
| Lake Michigan Credit Union Max Checking | 3.00% | $15,000 | $450 |
| Honor Credit Union Benefits Checking | 3.00% | $10,000 | $300 |
| Advia Credit Union Advantage Rewards Checking | 3.00% | $5,000 | $150 |
| Banks... | Dividend rates so low, they're not even worth mentioning. | ||
Sign up for a Kasasa rewards checking account
Not a Kalsee member yet?
Your first step towards awesome Kasasa rewards is to join! Complete our easy online application, or visit any Kalsee branch.
Apply for membership online, fund your account, and enroll in online banking
Break up with your bank without the heartache...
Already have a Kalsee checking?
It’s easy to switch! Your account number and debit card won’t change. Just call and ask for Kasasa!
1 APY = Annual Percentage Yield. For all Kasasa accounts, you may qualify for monthly rewards if you meet the applicable minimum qualification requirements for each calendar month: you must 1) make 12 debit card purchases that post and settle to your account, or 24 for Kasasa Cash+ Checking only; 2) access Online Banking at least one time per month; 3) be enrolled in and receive e-statements; and 4) for Kasasa Cash+ Checking only, receive an aggregate of $1,000 in direct deposits. The monthly qualification cycle is defined as the period beginning one day prior to the first day of the statement cycle and ending one day prior to the close of the statement cycle.
Kasasa Saver, Kasasa Cash and Cash+ Checking and Kasasa Cash Back Checking accounts are limited to one account per Social Security Number. All Kasasa accounts except Kasasa Cash Back in which qualifications are not met will earn 0.05% APY. Rates accurate as of Friday, November 4, 2022, subject to change. Fees may reduce earnings.
Kasasa Saver
Tiered rate account available only to holders of a Kasasa Checking account: if you meet the minimum qualification requirements, 1.00% APY will apply to balances of $50,000.00 and below; 1.50% will apply to balances of $50,000.01 or greater. Each dividend rate will apply only to that portion of the account balance within each balance range. Account transfer and withdrawal limitations apply.
Kasasa Cash and Cash+ Checking
Tiered rate accounts: if you meet the minimum qualification requirements during the monthly qualification cycle, 3.00% APY (Cash) or 4.25% APY (Cash+) will apply to balances $25,000.00 and below; 0.35% APY will apply to balances of $25,000.01 or greater. Each dividend rate will apply only to that portion of the account balance within each balance range.
Kasasa Cash Back Checking
Receive 3.00% cash back on up to $300.00 in debit card purchases that post and settle to your account if you meet the minimum qualification requirements during the monthly qualification cycle. If you do not meet all the monthly qualification requirements, you will not earn a cash back reward.
All Kasasa Checkings
We will refund up to $10.00 in ATM fees assessed at domestic ATMs we do not own or operate. An ATM receipt must be presented for reimbursement of individual ATM fee of $5.00 or higher. If you have a Kasasa Saver account, dividends earned on the Kasasa Cash and Cash+ Checking, cash back earned on Kasasa Cash Back Checking, and ATM fees refunded to you will automatically be transferred to your Kasasa Saver account; in that event, dividends will not compound in the Kasasa Cash or Cash+ Checking account.
If you do not have a Kasasa Saver account, dividends or cash back earned and ATM fees reimbursed will remain in your Kasasa Checking account. If you do not meet all the monthly qualification requirements, ATM fees will not be refunded to you.
Click for Truth in Savings Disclosure additional details.
Interest Checkings Comparison Chart
2 APY = Annual Percentage Yield. Rates accurate as of 3/23/2023. Potential dividends are estimated based on having the maximum balance in the account for 365 days. Terms and conditions, eligibility requirements, qualifications, and dividend calculation methods vary by financial institution/account.
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