Business Loans 2018-01-29T17:04:15+00:00


Business mortgage


Apply for a Business Loan!

Unbeatable value for your business needs. Our highest priority is finding ways to help you grow your business and achieve success, through personalized business loans and services.

Equipment Loans

Need a new truck? How about a stamping machine or a new lathe? Expand your capabilities with an equipment loan from KALSEE.

Lines of Credit

Keep your business rolling along with a revolving credit line. Be prepared for unexpected opportunities, seasonal swings in operating expenses, or new growth opportunities.

Commercial Real Estate Mortgages

Location! Location! Location! Looking to move your business or save with a refinance? KALSEE offers commercial real estate mortgages for your brick and mortar.

One & Done Flat Fee Business Mortgages

Make life easy with tiered, flat fee closing costs on your commercial mortgage:

  • $0 – $250,000 mortgage = $2,500 closing cost fee
  • $250,001 – $500,000 = $5,000 fee
  • $500,001 – $750,000 = $7,500 fee
  • Does not include initial underwriting fee, environmental work beyond a transaction screen, any taxes currently due or past due, or attorney/broker fees.

Business VISA® Credit Card – Low 9.90% APR!*

A business Visa credit card simplifies tracking of your purchases and accounting preparation, with detailed monthly statements, no annual fee, and credit limits up to $30,000. Save on tax preparation with an annual categorized spending summary!

Apply for a Business Loan!
Calculate your estimated loan payment or amount


Thad Reeder Automotive

“KALSEE is like family, really. They bent over backwards for us on numerous occasions when other banks treated us like a number. KALSEE went to bat for us when nobody else would. We really appreciate that. Ric would come all the way down here to Vicksburg for us and brought it on a personal level. That’s how we try to run OUR business. Our customers become family after a while. We switched over everything. I like the small town feel of a credit union, you get more of a personal touch. We couldn’t be happier with KALSEE.” – Thad & Christina Reeder


CT Electrical Services, Inc.

“KALSEE has been phenomenal. I was with PNC. When the recession hit, they just shut us down. They wouldn’t do anything for us. We started with Ric at KALSEE. He was willing to look past the numbers on the page and talk to me. The personal relationship was all the difference in the world. It was invaluable to be able to talk to a person because otherwise you’re dealing with a business credit manager at these big banks, and if you don’t fit whatever the ratios are it’s a no. I recommend KALSEE to everybody. My parents started the business the year I was born. KALSEE is like First National was 30 years ago. The people behind the counter recognize me when I walk in, they know me. It’s personal banking, instead of just being a number.” – Chris Balkema

Sarah Lehnder, Business Lending

Sarah Lehner

Business Services Officer

Working with your financial institution to secure financing for your business should never be a difficult or impersonal process. At KALSEE, you will get the personalized, one-on-one attention you expect and deserve. Our highest priority is finding ways to help you grow your business and achieve success. We work closely with our business members to truly understand their needs and provide solutions to help them take their organizations to the next level. Please take a moment to review our business lending products, as well as our “best in class” business services. Thanks for being a KALSEE Credit Union member and by all means, feel free to contact me. We’ll put the KALSEE advantage to work for you!

Learn about our other Business Services

*APR = Annual Percentage Rate. Rates subject to change. Some restrictions may apply. Approval subject to credit union requirements and underwriting guidelines. New members subject to eligibility requirements.