Auto & RV Loans 2018-05-02T11:03:49+00:00

AUTO & RV LOANS

 

Apply for an Auto or RV Loan Now!

 

KALSEE Credit Union is your partner in achieving your financial goals, dreams, and aspirations. We provide convenient ways to manage your finances and get the products or services what you want. Owning your dream car is now easier with our flexible auto loans in Michigan. It’s our goal to give you the best options and deals so you can drive home your new or used vehicle in no time.

Get preapproved or ask for KALSEE financing right at the dealership! (See our list of preferred dealers below.)

The Loan You Need

With a growing number of companies offering vehicle financing, finding a loan that fits your needs and financial situation can be tough. At KALSEE Credit Union, we can get you the auto financing you need with customizable auto loans. Our local credit union provides a complete solution to your banking and financing needs. We assist members in finding the best loan deals in Michigan.

Kalamazoo, Portage, and Battle Creek area, MI, members can trust us to build the ideal financing product for each situation. Whether you’re planning to buy a new or used car, we can help you find the right program. We work with a number of trusted dealerships in Michigan to give you great options. Talk to us for more information on getting the best auto loan in your location.

Great Rates

At KALSEE Credit Union, we offer flexible and convenient loan rates to make the payment process easier for you. You may choose from a variety of terms with corresponding interest rates and required down payments. For your convenience, we have our vehicle loan rates listed below.

How to Apply

Applying for an auto loan in Michigan is quick and easy. You can do your KALSEE financing on the spot at the car dealership, apply online, or just visit one of our locations in Kalamazoo, Portage or Battle Creek and ask to speak with one of our knowledgeable loan officers. We can assist in completing and processing your application. Our financing specialists will answer your questions and guide you through the process until you get the car you have always wanted.

Apply for an Auto or RV Loan Now!
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Vehicle Loan Rates

New & Used Auto & Motorcycle Loans

New & Used Auto & Motorcycle Loans
Term (Months)APR* as low asVIP Perks discountPlatinum Perks discountQualifications
0-603.25%2.75%3.00%10% (or more) down
0-603.50%3.00%3.25%Less than 10% down
61-723.63%3.13%3.38%10% (or more) down (minimum of $10,000 financed)
61-723.88%3.38%3.63%Less than 10% down (minimum of $10,000 financed)
73-844.13%3.63%3.88%10% (or more) down (minimum of $10,000 financed)
73-844.38%3.88%4.13%Less than 10% down (minimum of $10,000 financed)
85-965.625%5.125%5.375%10% (or more) down (minimum of $50,000 financed), credit score 685+
85-965.875%5.375%5.625%Less than 10% down (minimum of $50,000 financed), credit score 685+
APR with VIP or Platinum Perks discount will not be reflected on your contract. The discount will be applied to your loan each month that you maintain VIP or Platinum Perks status.

 

Used Auto & Motorcycle Loans (more than 5 years old)

Used Auto & Motorcycle Loans (more than 5 years old)
Term (Months)APR* as low asVIP Perks discountPlatinum Perks discountQualifications
0-604.25%3.75%4.00%10% (or more) down
0-604.50%4.00%4.25%Less than 10% down
61-724.63%4.13%4.38%10% (or more) down
61-724.88%4.38%4.63%Less than 10% down
APR with VIP or Platinum Perks discount will not be reflected on your contract. The discount will be applied to your loan each month that you maintain VIP or Platinum Perks status.

 

Boat & RV Loan Rates

Boat & RV Loan Rates
Term (Months)APR* as low asVIP Perks discountPlatinum Perks discountQualifications
Up to 604.13%3.63%3.88%Up to $10,000 financed
Up to 724.49%3.99%4.24%$5,000 - $10,000 financed
Up to 844.75%4.25%4.50%$10,001 - $15,000 financed
Up to 1445.25%4.75%5.00%$15,001 - $25,000 financed
Up to 1805.49%4.99%5.24%$25,001+ financed
APR with VIP or Platinum Perks discount will not be reflected on your contract. The discount will be applied to your loan each month that you maintain VIP or Platinum Perks status.

Vehicle Loan Rates

New & Used Auto & Motorcycle Loans

Mobile: New & Used Auto & Motorcycle Loans
Term (Months)APR* as low asVIP Perks discountPlatinum Perks discount
0-603.25%2.75%3.00%
(10%+ down)
0-603.50%3.00%3.25%
(Less than 10% down)
61-723.63%3.13%3.38%
(10%+ down - min $10k financed)
61-723.88%3.38%3.63%
(Less than 10% down - min $10k financed)
73-844.13%3.63%3.88%
(10%+ down - min $10k financed)
73-844.38%3.88%4.13%
(Less than 10% down - min $10k financed)
85-965.625%5.125%5.375%
(10%+ down - min $50k financed - credit score 685+)
85-965.875%5.375%5.625%
(Less than 10% down - min $50k financed - credit score 685+)
APR with VIP or Platinum Perks discount will not be reflected on your contract. The discount will be applied to your loan each month that you maintain VIP or Platinum Perks status.

 

Used Auto & Motorcycle Loans (more than 5 years old)

Mobile: Used Auto & Motorcycle Loans (more than 5 years old)
Term (Months)APR* as low asVIP Perks discountPlatinum Perks discount
0-604.25%3.75%4.00%
(10%+ down)
0-604.50%4.00%4.25%
(Less than 10% down)
61-724.63%4.13%4.38%
(10%+ down)
61-724.88%4.38%4.63%
(Less than 10% down)
APR with VIP or Platinum Perks discount will not be reflected on your contract. The discount will be applied to your loan each month that you maintain VIP or Platinum Perks status.

 

Boat & RV Loan Rates

Mobile: Boat & RV Loan Rates
Term (Months)APR* as low asVIP Perks discountPlatinum Perks discount
Up to 604.13%3.63%3.88%
(Up to $10,000)
Up to 724.49%3.99%4.24%
($5,000 - $10,000)
Up to 844.75%4.25%4.50%
($10,001 - $15,000)
Up to 1445.25%4.75%5.00%
($15,001 - $25,000)
Up to 1805.49%4.99%5.24%
($25,001+)
APR with VIP or Platinum Perks discount will not be reflected on your contract. The discount will be applied to your loan each month that you maintain VIP or Platinum Perks status.

*APR = Annual Percentage Rate. Rate determined by credit experience. Rates subject to change. Restrictions may apply. The legal age to apply for and obtain credit is 18 years of age.