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Skip a Loan Payment


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December or January

Keep your cash for holiday fun! Skip a loan payment on your auto, RV, or unsecured installment loan.1 Request your skip via online banking, mobile app ($30), or Member Service Representative ($40).

Login to online banking to request your skip

Please submit your skip request at least five days prior to your due date. To skip via Online Banking, you’ll need to have at least $30 available balance in a Kalsee checking or savings. Your loan will show as eligible after your November payment is made.


To Skip via Online Banking or Mobile App:

  • Select the eligible loan in your list of accounts, then select “Skip a Payment.”




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1 The fee to skip a payment via Online Banking is $30, $40 to skip via teller or mail. Any deferred payments will increase the interest over the life of the loan and add an additional payment amount at the end of the loan. Consumer auto, RV, and unsecured installment loans, and credit cards in good standing and open at least 12 months are eligible. Subject to approval. Choosing to skip payments may affect future payment of Life & Disability or GAP Claims. Interest will be accumulated on the outstanding balance, which will increase the total cost of borrowing. Payments resume as scheduled following the deferred month. Not more than 3 skips per year or 10 skips per life of loan. Must be member in good standing. Other qualifications may apply.
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How Do I...

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Click to locate a fee-free ATM  near you. Did you know you can use credit union CO-OP network ATMs and fee free?
We offer several convenient options for making your loan payment. Learn more.
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