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Savings

Whether you're building an emergency fund or saving for something special, Kalsee’s savings accounts make it easy to grow your money with competitive rates and member-focused benefits. Start your journey toward financial wellness with an account that puts your goals first.

What are your #LifeGoals?

Looking to save for an emergency fund, a wedding, a home down payment, or your kids’ college? The sooner you get started the better! Create a habit of savings with even a small amount to start. Whatever your goals, we can help you put together a savings plan that’s right for you.

Lift Savings
Earn up to
2.00%
APY2 on the portion of your balance $30,000+
Double down on your checking rewards and get paid even more for your everyday banking activities. That's the essence of Lift Savings. Pair this account with whichever Kalsee rewards checking account you choose and start enjoying the dividends.
 
  • Earn 1.00% APY1 on up to $30,000
  • Earn 2.00% APY1 on the portion of your balance $30,000+

Happy couple with Boost Savings account
Boost Savings
Earn up to
2.50%
APY3 on the portion of your balance below $5,000
Boost Savings helps you grow your money faster, right from the start. With higher dividend rates on lower balances, you’ll earn more while you’re building up. It’s the perfect match for our Boost Spending account—making it easy to manage your money and reach your goals sooner.
 
  • 0.75% APY rate bump for VIP Perks members and 0.50% APY for Platinum! 
  • Higher dividend rates at the lowest balance tiers to help you get started
































































































































Ready to Open an Account?

Get Started Today

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Savings Account Rates

The sooner you start, the better! 
 

 Balance Tiers APY1 Dividend Rate Minimum balance to earn APY
Lift Savings2
$0 - $30,000
$30,000+
Non-qualified rate
1.00%
2.00%
0.05%
0.995 %
1.980%
0.050%
 N/A
Savings N/A 0.10%
 0.100% $50
Christmas Savings N/A
 0.10%
 0.100% 
 $1
Vacation Savings N/A
 0.10%
 0.100% 
 $50
Health Savings (HSA) N/A 
 0.50%
 0.500%
 $50

 

 

Boost Savings Rates

Flexible, convenient savings that vary with market prices.

Balance Tiers APY1 / Dividend Rate Platinum Perks +0.50% APY
APY / Dividend Rate		 VIP Perks +0.75% APY
APY / Dividend Rate
$0 – $4,999 2.50% / 2.470% 2.50% / 2.470% 2.50% / 2.470%
$5,000 – $9,999 1.00% / 0.990% 1.50% / 1.490% 1.75% / 1.740%
$10,000 - $19,999 0.50% / 0.500% 1.00% / 0.990% 1.25% / 1.240%
$20,000+ 0.10% / 0.100% 0.60% / 0.600 % 0.85% / 0.850 %



















































Pro Tip

Having an emergency fund is a vital part of any healthy household budget. You never know when you’ll have an unexpected expense or loss of income. Experts recommend having enough savings to cover up to 6 months of your expenses, however, it’s most important to just get started somewhere with your emergency fund.

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1 APY = Annual Percentage Yield. Rates are variable, subject to change at any time without notice. Fees may reduce earnings. Rates effective .

2 APY = Annual Percentage Yield. For all Kalsee rewards checking accounts, you may qualify for monthly rewards if you meet the qualification requirements for each month: you must 1) make 12 debit or credit card purchases that post and settle to your account, or 24 for Lift+ Checking only; 2) access Online Banking at least one time per month; 3) be enrolled in and receive e-statements; and 4) for Lift+ Checking only, receive an aggregate of $1,000 in direct deposits. The monthly qualification cycle is the calendar month. Kalsee rewards checkings and Lift Savings accounts are limited to one account per SSN. All rewards checking accounts except Boost Savings in which qualifications are not met will earn 0.05% APY. Rates accurate as of , subject to change. Fees may reduce earnings. Tiered rate account available only to holders of a Kalsee rewards checking account: if you meet the minimum qualification requirements, 1.00% APY will apply to balances of $30,000.00 and below; 2.00% APY will apply to balances of $30,000.01 or greater. Each dividend rate will apply only to that portion of the account balance within each balance range. Account transfer and withdrawal limitations apply. Click for additional rewards checking details.

3 Tiered rate account, the dividend rate and annual percentage yield for each balance range will apply to the portion of the balance in each tier. $50 minimum deposit required to open account. Six withdrawals per month allowed. No monthly fee. $50 minimum withdrawal. No minimum balance to earn dividends. Platinum Perks members with balances $5,000+ receive a rate bump of 0.50% APY; VIP Perks, 0.75% APY.