Your Business Deserves a Better Account
Your business checking account isn’t just a place to park money—it’s the engine behind your everyday operations. At Kalsee, we believe your account should do more than keep up. It should help you get ahead.
That’s why we created Lift Business Checking—our most rewarding, best-in-market option designed to give your business a powerful advantage. Whether you’re launching a startup or scaling your growth, Lift gives you the tools, access, and value you need to thrive.
We also offer two additional business checking options tailored to different business sizes and stages. No matter which account fits your needs, every option includes these built-in essentials:
- Online Banking: Effortlessly manage your cash flow—monitor balances, transfer funds, and pay bills anytime.
- Mobile App: Bank on the go and deposit checks with just your phone’s camera.
- Business Debit Card & ATM Network: Make purchases and enjoy fee-free access to over 30,000 ATMs nationwide.
Let your money move at the speed of your ambition—with a business checking account that’s more than just a utility. It’s a partner in your progress.
Ready to experience the lift your business deserves?
Lift Business Checking
Earn 1.50% APY1 on your balance up to $100,000
There's no debate–a checking account is a must-have. So get one that gives more back to your bottom line. That's Lift Business Checking, which generates significant dividends just for your everyday banking activities. No extra effort needed.
- Includes 150 items per month (checks paid, deposited, disbursed, and presented)
- Each item is just $0.25 beyond the 150-per-month threshold
- No monthly fee
When you do these activities with Lift Business Checking each monthly cycle, you'll earn 1.50% APY1 on balances up to $100,000.
- Make at least 12 debit or credit card purchases or ACH transactions (or any combination thereof)
- Receive eStatements
- Log in to Online or Mobile Banking at least once a month
If you don't meet the qualifications during the cycle, there are no penalties. You can try again next month to earn higher dividends.
| Balance Tiers | APY1 |
|---|---|
| $0 - $100,000 | 1.50% |
| $100,000.01+ | 0.35% |
| If account doesn't meet monthly qualifications | 0.05% |
Business Interest Checking
For your growing business, Business Interest Checking delivers all the resources you need. Take advantage of the opportunity to earn interest on a larger balance.
- Ideal if you maintain a balance of $2,500 or more
- Includes 150 items per month (checks paid, deposited, disbursed, and presented)
- Each item is just $0.25 beyond the 300-per-month threshold
| Balance Tiers | APY2 |
|---|---|
| $2,500 - $24,999 | 0.15% |
| $25,000+ | 0.30% |
Business Checking
You're looking for a simple, cost-effective business checking account with features to help you manage money more efficiently. You've found the solution with our Business Checking. It's the ideal solution if your business runs a moderate amount of transactions every month.
- Includes 150 items per month (checks paid, deposited, disbursed, and presented)
- Each item is just $0.25 beyond the 200-per-month threshold
Quickbooks
Quickly and easily download your transaction history for Quickbooks, Quicken, and .CSV, free of charge.
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Login to online banking.
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Select the Member Services menu > Account Information > Download Account History.
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Choose the account you’d like data for, the date range, and file format for your chosen software. Or you can choose to download a generic CSV file.
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Follow the on screen instructions to complete your download.
At this time, we do not support Microsoft Money or automatic updates of account information from within Quickbooks desktop or online.
Prep Your Paperwork
- Valid driver’s license
- Social Security Number (SSN) or Employer Identification Number (EIN) Assignment Letter
- Assumed Name Certificate
- Valid driver’s license for each partner
- Employer Identification Number (EIN) Assignment Letter
- Assumed Name Certificate
- Certificate of Co-Partnership
- Partnership Agreement
- At least two partners and anyone who owns 20% or more of the business must be present at account opening
- Valid driver’s license
- Employer Identification Number (EIN) Assignment Letter
- Assumed Name Certificate (if applicable)
- Certificate of Good Standing
- Articles of Organization
- Operating Agreement (not required for single member LLC)
- At least two LLC members and anyone who owns 20% or more of the business must be present at account opening
- Valid driver’s license for each authorized signer
- Employer Identification Number (EIN) Assignment Letter
- Assumed Name Certificate (if applicable)
- Certificate of Good Standing
- Corporate Resolution (to obtain credit and grant collateral)
- Articles of Incorporation
- At least two officers of the corporation and anyone who owns 20% or more of the business must be present at account opening
The Empowerment Edit
1 APY = Annual Percentage Yield. Monthly reward qualification requirements: 1) 12 debit or credit card purchases or ACH transactions that post/settle; 2) one Online Banking login; and 3) e-statements. Monthly qualification cycle = calendar month. When qualifications not met, account will earn 0.05% APY. Tiered rate account: 1.50% APY will apply to balances $100,000.00 and below; 0.35% APY will apply to balances of $100,000.01 or greater. Each dividend rate will apply only to that portion of the account balance within each balance range.
2 APY = Annual Percentage Yield.
Rates effective .