Limited time: Get up to $200 cash back!1
Thinking about a new ride or want a better rate on the one you already have? Finance or refinance your vehicle, and we’ll pay you cash back!1 It’s our way of helping you save money while getting you where you need to go.
Savings start here:
- Available on new or refinanced auto loans
- Cash back to help offset down payment or insurance costs
- Quick and easy application process
This offer won't last, so apply today!
Your auto loan plays an important role in your budget.
We'll help you craft the perfect loan for both your budget and your lifestyle, empowering you to focus on what matters. Whatever that means to you.
- Terms up to 96 months
- Rate discounts for VIP and Platinum Perks members
- Protections available: GAP Advantage, Major Mechanical Protection, and Payment Protection
- No prepayment penalty
How to Apply
Applying for a car loan is quick, easy, and fee-free. Choose from several convenient options:
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Call 269.382.7800
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Request Kalsee financing at the dealership
Pro Tip:
Protect your loan with GAP Advantage, Major Mechanical Protection, and/or Payment Protection. Whether you experience mechanical issues, loss of income, or your car is totaled in an accident, we've got your back when the unforeseen happens.
The entire Kalsee team was beyond professional, driven and organized, making the entire process extremely easy and quick from start to finish. Doing all my banking through Kalsee from now on, and I recommend Kalsee to people I know as well. Thank you!!”
The Empowerment Edit
1 Offer valid on approved applications for purchases or refinances from another financial institution between 3/1/2026 and 4/30/2026. Offer valid on automobile purchases or refinances only. Loan amounts of $5,000 - $9,999 = $50 cash back, $10,000 - $19,999 = $100, $20,000 - $29,999 = $150, $30,000+ = $200. Cash back is given at the time of loan closing. Subject to credit approval, underwriting guidelines, and vehicle eligibility. Rates, terms, and conditions may vary based on creditworthiness. Membership required. Offer may be changed or discontinued at any time without notice.
2 APR = Annual Percentage Rate. Rate determined by credit experience. Rates subject to change. Restrictions may apply. The legal age to apply for and obtain credit is 18 years of age. As low as rates reflect equity discount. APR with VIP or Platinum Perks discount will not be reflected on your contract or payment amount. The discount will be applied to your loan as a rebate to your loan balance each month that you maintain VIP or Platinum Perks status. Rates effective . Estimated monthly payment for 66 months at 5.99% APR is $17.83 per $1,000 borrowed.