Identity Theft Protection

Receive up to $600 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad. $50 deductible applies. Up to two claims and maximum of $1,000 per eligible account, per twelve-month period. Covers up to four phones on a cellular telephone bill.

(Cell phone bill must be paid using a Kalsee checking account, savings account, or credit card account.)

Buyers Protection²
covers items for 90 days from the date of purchase against accidental breakage, fire or theft.

Extended Warranty²
extends the U.S. manufacturer’s original written warranty up to one full year on most new retail purchases if the warranty is less than five years.

(Item(s) must be purchased entirely with a Kalsee debit or credit card account for coverage.)

Credit File Monitoring
Daily credit file monitoring and automated alerts of key changes to your credit report. (registration/activation required)

Credit Report and Score³
Access to credit report and credit scores. (registration/activation required)

Credit Score Tracker
Receive valuable insight into your credit score^3,4.

Credit Score Simulator³
Use the Score Simulator to see how different actions, such as increasing card limits, or paying off a loan, will impact your VantageScore.
(registration/activation required)

Up to $100,000 of accidental death and dismemberment coverage and $10,000 of accident medical expense benefit if injured while traveling in a vehicle operated by a Transportation Network Company, as defined in the insurance certificate. Coverage also includes up to $250 personal property benefits for replacement of property stolen, damaged, or destroyed due to an accident while traveling in a vehicle operated by a Transportation Network Company. Not Available to Residents of MO, NY and WA.

(Travel costs for RideShare must be paid using a Kalsee debit card or credit card account.)