Money Markets

Enjoy the perfect balance of growth and accessibility with a Kalsee Money Market account. Earn competitive rates with flexible, convenient access to your funds.

Money markets that always work in your favor.

At Kalsee, we know your savings should work as hard as you do—without tying your hands. Our Money Markets help you grow your money faster than a regular savings account, all while keeping it within easy reach. Whether you're building an emergency fund, planning a dream vacation, or just preparing for life's surprises, you’ll earn more and still have the freedom to access your funds when you need them—up to six fee-free withdrawals per statement cycle. It’s smart saving with heart.
 
Our Money Markets act like hybrid accounts ideal for creating an emergency fund or addressing other short-term goals. You have several Money Market options, depending on what you want to achieve and how much you want to save. 
 
  • Open with a $50 minimum deposit
  • Manage your money through Online Banking and our Mobile App
  • No monthly fee


Money Market+
Earn up to
3.25%
APY2
This is where you maximize the potential of your Money Market account. The larger your balance, the higher your dividends with our tiered rate structure. That's plenty of motivation for hitting the next levels of your savings strategy. You can earn up to 3.25% APY2 with a large balance, plus the opportunity to earn more based on your relationship with us. 
 
  • Open multiple accounts and services with us to become a Platinum Perks member and get a 0.50% APY rate bump

  • Become a VIP Perks member and boost your savings with a 0.75% APY rate bump


Boost Savings
Earn up to
2.50%
APY3
We'll give you a boost with Boost Savings. It's a great place to start because you earn up to 2.50% APY3 on balances under $5,000. Immediately start growing your savings at a great rate with your initial $50 deposit. 
 
  • Open multiple accounts and services with us to become a Platinum Perks member and get a 0.50% APY rate bump

  • Become a VIP Perks member and boost your savings with a 0.75% APY rate bump 































































































































Money Market+ Rates

 
Balance Tiers APY1 / Dividend Rate Platinum Perks +0.50% APY
APY / Dividend Rate		 VIP Perks +0.75% APY
APY / Dividend Rate
$0 – $19,999 0.20%   /   0.200% 0.20%   /   0.200% 0.20%   /   0.200%
$20,000 – $49,999 0.25%   /   0.250% 0.75%   /   0.750% 1.00%   /   0.990%
$50,000 – $99,999 0.50%   /   0.500% 1.00%   /   0.990% 1.25%   /   1.240%
$100,000 – $199,999 1.50%   /   1.490% 2.00%   /   1.980% 2.25%   /   2.230%
$200,000+ 2.50%   /   2.470% 3.00%   /   2.960% 3.25%   /   3.200%
 
 

Boost Savings Rates

 
Balance Tiers APY1 / Dividend Rate Platinum Perks +0.50% APY
APY / Dividend Rate		 VIP Perks +0.75% APY
APY / Dividend Rate
$0 – $4,999 2.50%   /   2.470% 2.50%   /   2.470% 2.50%   /   2.470%
$5,000 – $9,999 1.00%   /   0.990% 1.50%   /   1.490% 1.75%   /   1.740%
$10,000 - $19,999 0.50%   /   0.500% 1.00%   /   0.990% 1.25%   /   1.240%
$20,000+ 0.10%   /   0.100% 0.60%   /   0.600% 0.85%   /   0.850%
 
 

Money Market Rates

 
Balance Tiers APY1 / Dividend Rate
$50 – $1,999 0.20%   /   0.200%
$2,000 – $19,999 0.20%   /   0.200%
$20,000 – $74,999 0.25%   /   0.250%
$75,000+ 0.25%   /   0.250%


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1 APY = Annual Percentage Yield. Rates are variable, subject to change at any time without notice. Fees may reduce earnings. Rates effective . $50 minimum deposit required to open account. Six withdrawals per month allowed. No monthly fee.
Money Market+
2 Tiered rate account, the dividend rate and annual percentage yield for each balance range will apply to the portion of the balance in each tier. $500 minimum withdrawal. No minimum balance to earn dividends. Platinum Perks members with balances $20,000+ receive a rate bump of 0.50% APY; VIP Perks, 0.75% APY.
Boost Savings
3 Tiered rate account, the dividend rate and annual percentage yield for each balance range will apply to the portion of the balance in each tier. $50 minimum withdrawal. No minimum balance to earn dividends. Platinum Perks members with balances $5,000+ receive a rate bump of 0.50% APY; VIP Perks, 0.75% APY. 
Money Market
4 $500 minimum withdrawal.