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Merchant Services


Simplify payments with Kalsee's Merchant Services—secure, affordable solutions for accepting credit cards, managing sales, and growing your business with ease.

Our members save an average of 36% on credit card processing fees with Michigan Retailers Association.

 
Easy credit and debit payment options for your customers are no longer optional but vital to the success of your business. Let us help handle your payment technology, freeing you to focus on your clients. Through our partnership with the Michigan Retailers Association, we offer affordable, transparent services like card terminals and point-of-sale systems that support EMV chip cards, Apple Pay, Samsung Pay, Google Wallet, and more!
 


Smart, Secure Payment Processing




  • EMV/chip card terminals

  • Mobile EMV credit card processing

  • Apple Pay, Samsung Pay, Google Wallet

  • Web-based processing

  • E-Commerce

  • Flat rate processing

  • Online reporting


Real Value for Your Business 




  • Great rates

  • No hidden fees

  • Free setup, supplies, chargebacks, terminal reprogramming

  • No long-term contracts

  • Automatic data breach protection

  • Flat-rate option for easy bookkeeping

  • No monthly minimums























































































































































Mike Nowaczynski, Kalsee Commercial Lending Manager

Mike Nowaczynski

Commercial Lending Manager
(269) 382-7833

Mike has over 10 years of member service industry experience. Growing up in Michigan, Mike was born and raised in Detroit and graduated from Michigan State University.  He has family roots in Costa Rica where he loves to take his two kids and prioritizes spending time with his family. Mike grew up in a blue-collar working home where his parents’ hard work and dedication impacted the value he places on business and business-ownership. With five years of experience in banking, Mike is passionate about using his knowledge and experience to help all business owners achieve their goals and dreams. “As we say in Costa Rica, 'Pura Vida.' I look for any way that I can help and support my community and business owners to be successful,” says Mike.

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