Get a checking account with tremendous possibilities
• Debit card round-up to build savings
Select from...
- 0.35% APY on the portion of your balance above $20,000
- Up to $10/month in ATM fee refunds1
- Make at least 24 debit or credit card purchases
- Receive eStatements
- Log in to Online or Mobile Banking at least once a month
- Direct deposits totaling $1,000/month
- 0.35% APY on the portion of your balance above $25,000
- Up to $10/month in ATM fee refunds1
- Make at least 12 debit or credit card purchases
- Receive eStatements
- Log in to Online or Mobile Banking once a month
- Up to $9/month in cash back
- Receive up to $10/month in ATM fee refunds1
- Make at least 12 debit or credit card purchases
- Receive eStatements
- Log in to Online or Mobile Banking once a month
- Earn 1.00% APY1 on up to $30,000
- Earn 2.00% APY1 on the portion of your balance $30,000+
Get Started Today
Break up with your bank without the heartache
Debit Card Round-Up
Our top tip for saving success?
Debit Card Round-Up FAQs:
What's in a name?
Kalsee was founded in 1954 by employees of the National Water Lift company (now Parker Hannafin). Our original name was Lift Line Credit Union, after a product line of the company. The names we’ve selected for our interest-bearing rewards checking and savings honor our roots and aspirations to lift the financial wellness of our members and community.
How do we measure up?
| APY2 | On up to2 | Annual dividends up to2 | Qualifications | |
| Kalsee Credit Union - Lift+ Checking |
6.00%
|
$20,000
|
almost $1,200
|
|
| Kalsee Credit Union -Lift Checking |
3.00%
|
$25,000
|
almost $750 |
|
| Kellogg Community Credit Union - eChecking |
5.25%
|
$15,000
|
almost $788 |
|
| Consumers Credit Union - Serious Interest Checking | 4.00% | $15,000 | almost $600 |
|
| Arbor Financial Credit Union - Momentum Checking | 4.00% | $15,000 | almost $600 |
|
| Honor Credit Union - Benefits Checking | 5.15% | $10,000 | almost $515 |
|
| Blue Ox Credit Union - eXclusive Checking | 4.00% | $10,000 | almost $400 |
|
| Lake Michigan Credit Union - Max Checking | 3.00% | $15,000 | almost $450 |
|
| Advia Credit Union - Advantage Rewards Checking | 5.00% | $500 - $5,000 | almost $250 |
|
| Banks... | Dividend rates so low, they're not even worth mentioning. | |||
The Empowerment Edit
1 APY = Annual Percentage Yield. For all Kalsee rewards checking accounts, you may qualify for monthly rewards if you meet the applicable minimum qualification requirements for each calendar month: you must 1) make 12 debit or credit card purchases that post and settle to your account, or 24 for Lift+ Checking only; 2) access Online Banking at least one time per month; 3) be enrolled in and receive e-statements; and 4) for Lift+ Checking only, receive an aggregate of $1,000 in direct deposits. The monthly qualification cycle is defined as the calendar month. Kalsee rewards checking accounts and Lift Savings are limited to one account per SSN. All rewards checking accounts except Boost Spending in which qualifications are not met will earn 0.05% APY. Rates accurate as of , subject to change. Fees may reduce earnings.
Lift Savings. Tiered rate account available only to holders of a Kalsee rewards checking account: if you meet the minimum qualification requirements, 1.00% APY will apply to balances of $30,000.00 and below; 2.00% will apply to balances of $30,000.01 or greater. Each dividend rate will apply only to that portion of the account balance within each balance range. Account transfer and withdrawal limitations apply.
Lift Checking. Tiered rate account: if you meet the minimum qualification requirements during the monthly qualification cycle, 3.00% APY will apply to balances $25,000.00 and below; 0.35% APY will apply to balances of $25,000.01 or greater. Each dividend rate will apply only to that portion of the account balance within each balance range.
Lift+ Checking. Tiered rate account: if you meet the minimum qualification requirements during the monthly qualification cycle, 6.00% APY will apply to balances $20,000.00 and below; 0.35% APY will apply to balances of $20,000.01 or greater. Each dividend rate will apply only to that portion of the account balance within each balance range.
Boost Spending. Receive 3.00% cash back on up to $300.00 in debit card purchases that post and settle to your account if you meet the minimum qualification requirements during the monthly qualification cycle. If you do not meet all the monthly qualification requirements, you will not earn a cash back reward.
All Rewards Checkings. We will refund up to $10.00 a month in ATM fees assessed at domestic ATMs we do not own or operate ($6.00 in fees assessed by the ATM owner and $4.00 in fees assessed by Kalsee). If you do not meet all the monthly qualification requirements, ATM fees will not be refunded to you.
2 APY = Annual Percentage Yield. Rates accurate as of . Potential dividends are estimated based on having the maximum cap balance plus compounded interest in the account for 365 days. Actual dividends paid may vary based on balance, calculation methodology, and above cap APY. Because Kalsee's rewards checkings pay interest on balances above the cap amount, there is no maximum amount of dividends that can be earned. Terms and conditions, eligibility requirements, qualifications, and dividend calculation methods vary by financial institution/account.
3 APY = Annual Percentage Yield. Click for details on Boost Savings rates and tiers.