Perks

The more you bank with us, the more you save. It's our way of saying thanks.

We're grateful to consider you part of our family.

Bringing your full banking relationship to Kalsee helps us get to know you and cultivate your financial wellness, so you can focus on what matters. And as a thank you for your relationship with us, you can earn rate discounts, fee waivers, and other great perks. Each product or service you use earns you monthly points, reflected on your statement and in Online Banking.


Basic
0-75 points




Gold
76-175 points




Platinum
176-275 points


-0.25% APR1 off your next loan

+0.50% APY2 on Money Market+ and Boost Savings

 
  • Everything in Gold, plus:
  • Free phone transfers
  • Free notary services


VIP
276+ points


-0.25% APR1 off your next loan

+0.50% APY2 on Money Market+ and Boost Savings

 
  • Everything in Platinum, plus:
  • Free cashiers' checks
  • Free money orders



















































































































































$1,825,671.16

returned to members in 2024 as Perks benefits and fee waivers/refunds.



Earning Perks Points

 
Loans
Deposits
10 Home Equity Loan 10 Additional Savings Account
25 Credit Card 10 Certificate of Deposit (CD)
25 Mortgage 20 IRA Share / IRA CD
25 All Other Loans (Per Loan Type) 25 Retirement & Investment Account
10 Aggregate Balance Less Than $1,000
 10 Money Market
30 Aggregate Balance $1,000 - $24,999
 10 Aggregate Balance Less Than $1,000
40 Aggregate Balance $25,000 - $49,999
 15 Aggregate Balance $1,000 - $2,499
50 Aggregate Balance $50,000 - $74,999
 25 Aggregate Balance $2,500 - $9,999
60 Aggregate Balance $75,000+ 35 Aggregate Balance $10,000 - $49,999
Services
45 Aggregate Balance $50,000+
25 Online Banking 25 ACH Deposit $2,000+
5 CU*Talk Phone Banking 5 Active Automatic Funds Transfers
15 Bill Pay 15 Active Automatic Funds Transfer Loan Payment
25 eStatements 15 Active ACH Loan Payment
15 Valid Email Address

10
ATM/POS PIN Transaction
 Penalties
10 12-23 Debit Card Transactions -200 Wrong Address
15 24-49 Debit Card Transactions -200 Negative Savings Balance
25 50+ Debit Card Transactions -200 Delinquent Loan
10 Text Banking 

15 Mobile Web Banking 

25 Courtesy Pay Opt-In for Debit Transactions



































3
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