Youth Accounts

The best power-up? Financial confidence. Every savings goal reached, smart spending decision, and step toward building credit helps your child gain experience for the future.

The best way to learn good money management skills is experience.

Youth Savings



Parenting is a complicated challenge. When it comes to helping your kids learn valuable money lessons that will serve them well as an adult, we’ve got your back. The best place to start is with a youth savings account. 
 
  • Visit any branch with a parent/guardian's valid ID, your child's SSN, and your $1 initial deposit to get started

  • Free coin processing (when money is deposited into the kid’s account) at our Westnedge, Milwood, Vicksburg, Gull Rd and Stadium branches

Youth Checking



Once your kid gets a little older, it’s time to start learning how to manage a checking account and debit card. At age 9, your child can open a checking account with debit card, with a parent or legal guardian joint on the account (until age 18).1 With no monthly service fees or minimum balance, a youth checking is a great way to start learning healthy spending habits.
 
  • Visit any branch with a parent/guardian's valid ID, your child's SSN, and your $1 initial deposit to get started

  • Monitor your child’s account in Online Banking or our Mobile App

  • Transfer funds between your account and theirs
Teen Credit Cards



When your child reaches their later teen years, it’s a great time to help them start building credit and learning healthy financial habits. At age 16, they can apply for a secured or unsecured credit card with a parent or legal guardian as a joint owner.2 With your guidance along the way, they can learn to use credit responsibly, build their credit history and take another confident step toward financial independence. 
 
  • Visit any branch with the child's and a parent/guardian's valid ID, your child's SSN, and your $1 initial deposit to get started

  • Monitor your child’s account in Online Banking or our Mobile App

  • Set loan payment reminders
Youth CDs



A certificate of deposit (CD) is a great way to lock in savings for your child, whether your goal is short term gains or you’ve got your eye on the college fund prize. Visit any branch with your child’s social security number, student ID or other ID card, and your $1 initial deposit to get started.
 
  • $100 minimum deposit

  • Option to add funds during the term of the CD

  • Same great rates as our regular CDs



















































































































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Card Controls

Plus with our Card Controls, you can set limits on the types, amounts, and places your teen can transact with their debit card. Your child can also learn to monitor their account balance with our Mobile App and Text Banking. And you can, too!

4 Simple Steps to Your Kids' Financial Wellness

Want to raise financially savvy kids? This quick guide shares 4 simple, practical steps to help set your child up for lifelong financial wellness—start today!
 













































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1 Available to eligible members age 9 and older. A parent or legal guardian age 18 or older must be a joint owner for members under age 18. $1 minimum opening deposit required. Debit card availability and account access are subject to Kalsee Credit Union’s account terms and conditions. Membership eligibility required. 

2 Available to eligible members age 16 and older, subject to credit approval. A parent or legal guardian age 21 or older is required as a joint applicant and is jointly responsible for the account. Rates, credit limits and other terms are based on creditworthiness and other applicable factors. Membership eligibility required. See current credit card disclosures for complete APRs, fees and terms.