How to Join


Discover the benefits of belonging to a financial institution that puts people first. At Kalsee, joining is more than opening an account—it’s becoming part of a community that cares about your financial wellness.

We’re owned by you, our member. 

 As a credit union, Kalsee is not-for-profit and member-owned, which means our focus is on people, not profits. Every dollar we earn goes back into better rates, lower fees, and enhanced services that directly benefit you.

When you join Kalsee with just a $1 deposit, you become more than a customer—you become a part-owner. You gain a voice in how we operate through democratic board elections, and your participation helps shape the future of your credit union.

At Kalsee, our mission is to build lasting relationships and support your financial well-being—so you can focus on what truly matters. And because we’re rooted in the communities we serve, your money stays local, helping neighbors, businesses, and families thrive. The more you engage with Kalsee, the more you benefit—and the stronger we grow together.





Membership

How do I open my account?

Apply for membership online, fund your account, and enroll in online banking
 

Or simply visit any of our branch locations. Bring with you:

  • $1 to deposit to your savings account, securing your share of ownership in the credit union
  • Your social security number
  • Current valid photo ID with your address
  • Phone number
 
Open Locally to All

Anyone can join, if...

 
you live, work, or attend school in Allegan, Barry, Branch, Calhoun, Cass, Kalamazoo, St. Joseph, or Van Buren counties in Michigan. That means if you're part of our local community, you're welcome at Kalsee—no special connection or employer required. Experience the value of banking local, where decisions are made close to home and your goals come first. 
Mission

We believe in building relationships and cultivating financial wellness, empowering people to focus on what matters.

 
 


Direct Deposit

Break up with your bank without the heartache.

With our fast, free, secure direct deposit portal, we'll take the pain out of changing financial institutions. No paperwork. No phone calls. Simply ask for ClickSWITCH when you open your checking account.
 
 



































Pro Tip:

Just like shopping locally, banking locally helps keep money in our communities. It also keeps the decision-makers setting policies and considering loan applications connected to your needs and circumstances.