Meet the Boost Bundle
Where Smarter Spending Meets Next-Level Saving
Forget boring bank accounts and outdated rewards—this is the future of personal finance. With our innovative Boost Spending and Boost Savings accounts, you’ll earn cash back while you spend and grow your savings with high-interest rewards—all without jumping through hoops. It’s not just banking, it’s a smarter way to handle your cash. Whether you're building a travel fund, stacking for a down payment, or just want more power over your paycheck, the Boost Bundle is designed to help you level up—faster. This is what modern money moves look like. Ready to boost your future? Let’s go!

Boost Spending
Earn
3.00%
cash back on up to $300 in debit transactions
Here's your chance to turn your debit card into a cash-generator. Imagine earning cash back every time you spend.
- Up to $9/month in cash back
- Receive up to $10/month in ATM fee refunds1
Simple Steps to Rack Up Rewards:
- Make at least 12 debit or credit card purchases
- Receive eStatements
- Log in to Online or Mobile Banking once a month
If you don't meet the qualifications during the cycle, don't worry. There's no penalty. Just try again next month.

Boost Savings
Earn up to
2.50%
APY2
We'll give you a boost with Boost Savings. It's a great place to start because you earn up to 2.50% APY2 on balances under $5,000. Immediately start growing your savings at a great rate with your initial $50 deposit.
- Open multiple accounts and services with us to become a Platinum Perks member and get a 0.50% APY rate bump
- Become a VIP Perks member and boost your savings with a 0.75% APY rate bump
Ready to Open an Account?
Get Started Today
Break up with your bank without the heartache.
With our fast, free, secure direct deposit solution, we'll take the pain out of changing financial institutions. No paperwork. No phone calls.

Debit Card Round-Up
Our top tip for saving success?
Automate the habit. Don't wait until the end of your pay period hoping there will be funds left over to save. Be proactive and pay yourself first. That way, saving is part of your budget and not an afterthought. Debit card round-up makes saving painless. Enroll and every day your transaction amounts will be rounded up to the nearest dollar with the "spare change" being automatically transferred to your savings.
Debit Card Round-Up FAQs:
How do I enroll in debit card round-up?
Speak with a Kalsee member service representative at any branch or by calling 269-382-7800. Or enroll via online banking or our mobile app. Simply click on your checking account in your list of accounts, then select the "Debit Card Roundup" option.
Could a debit card round-up transfer make my account negative if my balance is low?
No. If there's not enough money in your account for the transfer, it won't occur that day. Your debit card round-up won't cause your account to overdraft.
Is there a fee for debit card round-up?
No, there's no fee or cost for enrolling in debit card round-up, and it will not cause you to be charged an overdraft or Courtesy Pay fee.
How do the daily savings transfers occur?
At the end of the day, our system tallies up the total round-up amount from all of that day's transactions, then makes one transfer.