Earn Up to 4.25% APY on a Limited-Time CD Special

Move money from another financial institution and lock in a competitive fixed return for a limited time.

Choose the CD term that's right for you. 



9-Month
4.25%
APY2 up to
4.00% APY2
+0.25% APY with Platinum or VIP Perks


13-Month
4.00%
APY2 up to
3.75% APY2
+0.25% APY with Platinum or VIP Perks






























































































































✔  Guaranteed fixed return
✔  Federally insured by the NCUA
✔  Local service from your West Michigan credit union

Ready to Get Started?

Complete the form below and a Member Service Representative will contact you to help open your CD.
 
 
















 
 
 
 
 

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Looking for More Options?

CD Rates

 
 
Term
$500 - $1,000,000
APY2 / Dividend Rate
$500 - $1,000,000
 
APY2 / Dividend Rate
9-MONTH SPECIAL2
4.25%   /   4.179%
 4.00%   /   3.940% 
13-MONTH SPECIAL2
4.00%   /   3.940%
 3.75%   /   3.700%
 
 
 
6 months 2.00%   /   1.980%
 2.25%   /   2.225%
 2.50%   /   2.475%
9 months 2.25%   /   2.225% 2.50%   /   2.475% 2.75%   /   2.725%
1 year 2.50%   /   2.475%
 2.75%   /   2.725%
 3.00%   /   2.970%
18 months 2.00%   /   1.980% 2.25%   /   2.225 % 2.50%   /   2.475%
2 year 2.00%   /   1.980%
 2.25%   /   2.225%
 2.50%   /   2.475%
30 months 2.00%   /   1.980% 2.25%   /   2.225% 2.50%   /   2.475%
3 year 2.00%   /   1.980%
 2.25%   /   2.225%
 2.50%   /   2.475%
4 year 1.75%   /   1.735%
 2.00%   /   1.980%
 2.25%   /   2.225%
5 year 1.75%   /   1.735%
 2.00%   /   1.980%
 2.25%   /   2.225%
Term
$500 – $9,999 
($100 min for youth)
APY1 / Dividend Rate
$10,000 +
 
APY1 / Dividend Rate
$100,000 +
 
APY1 / Dividend Rate


















































3






1 APY = Annual Percentage Yield. Rates are subject to change. Fees may reduce earnings. CDs are subject to early redemption penalties: 6-month CD, loss of 30 days interest; 1-year CD, loss of 90 days interest; 2-5-year CD, loss of 180 days interest. Rates effective .

2 APY = Annual Percentage Yield. Rates accurate as of 7/15/2026. Rates subject to change. Available for a limited time. 9-Month Promo CD: 4.00% APY base, Platinum or VIP Perks +0.25% = 4.25% APY. 13-Month Promo CD: 3.75% APY base, Platinum or VIP Perks +0.25% = 4.00% APY. Minimum balance of $500 and maximum of $1,000,000 per member. Funds currently on deposit at Kalsee Credit Union not eligible. Penalty for early withdrawal. Fees may reduce earnings. Kalsee Credit Union membership required. See branch for additional details.