Auto & RV Loans 2017-08-10T13:39:20+00:00

AUTO & RV LOANS

 

Apply for an Auto or RV Loan Now!

 

KALSEE Credit Union is your partner in achieving your financial goals, dreams, and aspirations. We provide convenient ways to manage your finances and get the products or services what you want. Owning your dream car is now easier with our flexible auto loans in Michigan. It’s our goal to give you the best options and deals so you can drive home your new or used vehicle in no time.

Get preapproved or ask for KALSEE financing right at the dealership! (See our list of preferred dealers below.)

The Loan You Need

With a growing number of companies offering vehicle financing, finding a loan that fits your needs and financial situation can be tough. At KALSEE Credit Union, we can get you the auto financing you need with customizable auto loans. Our local credit union provides a complete solution to your banking and financing needs. We assist members in finding the best loan deals in Michigan.

Kalamazoo, Portage, and Battle Creek area, MI, members can trust us to build the ideal financing product for each situation. Whether you’re planning to buy a new or used car, we can help you find the right program. We work with a number of trusted dealerships in Michigan to give you great options. Talk to us for more information on getting the best auto loan in your location.

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Great Rates

At KALSEE Credit Union, we offer flexible and convenient loan rates to make the payment process easier for you. You may choose from a variety of terms with corresponding interest rates and required down payments. For your convenience, we have our vehicle loan rates listed below.

How to Apply

Applying for an auto loan in Michigan is quick and easy. You can do your KALSEE financing on the spot at the car dealership, apply online, or just visit one of our locations in Kalamazoo, Portage or Battle Creek and ask to speak with one of our knowledgeable loan officers. We can assist in completing and processing your application. Our financing specialists will answer your questions and guide you through the process until you get the car you have always wanted.

Apply for an Auto or RV Loan Now!

 

NADA Vehicle Pricing Guide

 

Vehicle Loan Rates

New Auto & Motorcycle Loans

TERM APR* as low aswith VIP Perks discountwith Platinum Perks discountQUALIFICATIONS
0-60 Months2.50%2.00%2.25%10% (or more) down
0-60 Months2.75%2.25%2.50%Less than 10% down
61-72 Months3.00%2.50%2.75%10% (or more) down (minimum of $10,000 financed)
61-72 Months3.25%2.75%3.00%Less than 10% down (minimum of $10,000 financed)
APR with VIP or Platinum Perks discount will not be reflected on your contract. The discount will be applied to your loan each month that you maintain VIP or Platinum Perks status.

 

Used Auto & Motorcycle Loans (less than 6 years old)

TERM APR* as low aswith VIP Perks discountwith Platinum Perks discountQUALIFICATIONS
0-60 Months2.50%2.00%2.25%10% (or more) down
0-60 Months2.75%2.25%2.50%Less than 10% down
61-72 Months3.00%2.50%2.75%10% (or more) down (minimum of $10,000 financed - model year no more than 1 year old)
61-72 Months3.25%2.75%3.00%Less than 10% down (minimum of $10,000 financed - model year no more than 1 year old)
APR with VIP or Platinum Perks discount will not be reflected on your contract. The discount will be applied to your loan each month that you maintain VIP or Platinum Perks status.

 

Used Auto & Motorcycle Loans (more than 6 years old)

TERM APR* as low aswith VIP Perks discountwith Platinum Perks discountQUALIFICATIONS
0-60 Months3.50%3.00%3.25%10% (or more) down
0-60 Months3.75%3.25%3.50%Less than 10% down
APR with VIP or Platinum Perks discount will not be reflected on your contract. The discount will be applied to your loan each month that you maintain VIP or Platinum Perks status.

 

Boat & RV Loan Rates

TERM APR* as low aswith VIP Perks discountwith Platinum Perks discountQUALIFICATIONS
Up to 84 Months4.25%3.75%4.00%Up to $10,000
Up to 144 Months4.50%4.00%4.25%$10,000 - $25,000
Up to 180 Months4.75%4.25%4.50%$25,000 +
APR with VIP or Platinum Perks discount will not be reflected on your contract. The discount will be applied to your loan each month that you maintain VIP or Platinum Perks status.

Vehicle Loan Rates

New Auto & Motorcycle Loans

TERM APR* as low aswith VIP Perks discountwith Platinum Perks discount
0-60 Months2.50%2.00%2.25%
(10%+ down)
0-60 Months2.75%2.25%2.50%
(Less than 10% down)
61-72 Months3.00%2.50%2.75%
(10%+ down - min $10k financed)
61-72 Months3.25%2.75%3.00%
(Less than 10% down - min $10k financed)
APR with VIP or Platinum Perks discount will not be reflected on your contract. The discount will be applied to your loan each month that you maintain VIP or Platinum Perks status.

 

Used Auto & Motorcycle Loans (less than 6 years old)

TERM APR* as low aswith VIP Perks discountwith Platinum Perks discount
0-60 Months 2.50%2.00%2.25%
(10%+down)
0-60 Months 2.75%2.25%2.50%
(Less than 10% down)
61-72 Months 3.00%2.50%2.75%
(10%+ down, min $10k financed, model year no more than 1 year old)
61-72 Months 3.25%2.75%3.00%
(Less than 10% down, min $10k financed, model year no more than 1 year old)
APR with VIP or Platinum Perks discount will not be reflected on your contract. The discount will be applied to your loan each month that you maintain VIP or Platinum Perks status.

 

Used Auto & Motorcycle Loans (more than 6 years old)

TERM APR* as low aswith VIP Perks discountwith Platinum Perks discount
0-60 Months3.50%3.00%3.25%
(10%+ down)
0-60 Months3.75%3.25%3.50%
(Less than 10% down)
APR with VIP or Platinum Perks discount will not be reflected on your contract. The discount will be applied to your loan each month that you maintain VIP or Platinum Perks status.

 

Boat & RV Loan Rates

TERM APR* as low aswith VIP Perks discountwith Platinum Perks discount
Up to 84 Months 4.25%3.75%4.00%
(Up to $10k)
Up to 144 Months 4.50%4.00%4.25%
($10k - $25k)
Up to 180 Months 4.75%4.25%4.50%
($25k+)
APR with VIP or Platinum Perks discount will not be reflected on your contract. The discount will be applied to your loan each month that you maintain VIP or Platinum Perks status.

 

Preferred Dealers

Kalamazoo

 
Bud & Doug Walters Auto Sales Inc
Cole Nissan
D&R Sports Center
DeNooyer Chevrolet
Harold Zeigler Honda (Zeigler Imports)
Harold Zeigler Lincoln Mercury, Inc
Hayes Jeep
Maple Hill Auto Center

 

Portage

 
Cole Buick GMC Cadillac
Deals Unlimited Inc
Mulder Auto Sales

 

Battle Creek

 
Battle Creek Honda
DeMaagd Nissan GMC Inc
Henkel Auto Group
Heritage Chevrolet, Inc
Lakeview Ford Lincoln Mercury
Lassen Buick
Seelye KIA of Battle Creek
Sunshine Toyota Inc

 

Other

 
College Chevrolet Buick PontiacAlbion
Cole Ford Lincoln Mercury LLCColdwater
Haylett Auto Company IncColdwater
Planet PowersportsColdwater
Galesburg Ford, IncGalesburg
Motormax of Grand RapidsGrandville
Seelye Kia of HollandHolland
Caron Chevrolet OldsMarshall
Cole Chrysler Jeep DodgeMarshall
West Point Auto Sales and LeasingMattawan
Depue Auto Sales IncPaw Paw
John Tapper IncPaw Paw
Seelye of Paw PawPaw Paw
Tapper Ford LLCPaw Paw
Harold Zeigler Chrysler Dodge JeepPlainwell
Harold Zeigler Ford Plainwell, IncPlainwell
Midway ChevroletPlainwell
Advanced Auto & TruckSchoolcraft
Carmart Auto Sales IncSchoolcraft
Cole Krum Chevrolet, IncSchoolcraft
David Rice Auto SalesSchoolcraft
South Haven Chevrolet Buick GMC IncSouth Haven
Walt Sicard Car CompanySouth Haven
Car Factory, LLCThree Rivers
Vetter ChevroletThree Rivers
Simmons Ford IncVicksburg
Brookfield Chrysler Dodge JeepWatervliet
General RV CenterWayland

 

*APR = Annual Percentage Rate. Rate determined by credit experience. Rates subject to change. Restrictions may apply. The legal age to apply for and obtain credit is 18 years of age.