Credit Card - Visa Platinum

As low as 8.90% fixed APR* with ScoreCard Rewards

Transfer your existing high-interest credit card balances to a KALSEE Credit Union VISA card today! Simply apply online, call 269-382-7800, or stop by any branch location to apply in person.

Apply now!


Credit Card Balance Transfer Special


Earn as you shop with Scorecard Rewards

Turn your purchases into amazing merchandise, travel, or experience rewards! We have top name brand name items, unbelievable vacation getaways, valuable services, and once in a lifetime experiences. Scorecard has it all! We are continually updating our reward options so you’ll have the latest and greatest to choose from. So go ahead, login, have fun searching the rewards, create your own personal wish list, and visit often.

Visit the Scorecard Rewards Website
  • Merchandise

  • Travel

  • AT&T 14% Discount

  • $0.50 Per Gallon Fuel Discount

  • Gift Cards

  • And much more!

Shop safely online… and anywhere else

You can shop with confidence online and anywhere else when you use your KALSEE Visa credit card. Plus, your card is safer than carrying cash. That’s because KALSEE and Visa work 24/7 to prevent, detect and resolve fraud.

Fraud Prevention Tools

The 3-Digit Security Code on the back of your card provides Internet and phone security by helping verify that you’re in possession of your card.

With Verified by Visa, your identity is confirmed through a personal password while shopping at participating online merchants.

Real-Time Fraud Detection

Using best-in-class solutions for Real-Time Fraud Monitoring, we screen your account 24/7 to detect suspicious card activity outside your normal pattern.

We’ll Fix It

Our Zero Liability*** policy means you don’t pay for unauthorized use of your credit card. Access to Identity Theft Assistance helps you regain control of your account if you suspect you’ve been a victim of card fraud.

Visa Purchase Alerts

Get a text or email whenever you pay with your Visa card based on criteria you select during enrollment, such as a transaction exceeding an amount, international purchases, or purchases made on the internet or by phone.

Learn more about Visa Purchase Alerts.

A Safe Way to Pay

To learn more, visit

Read entire VISA Card Disclosure
*APR = Annual Percentage Rate. Rates subject to change. Some restrictions may apply. Approval subject to credit union requirements and underwriting guidelines.
***Visa’s Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit
The legal age to apply for and obtain credit is 18 years of age.

1 APR = Annual Percentage Rate. Intro balance transfer and cash advance APR is 0.00% for each transfer or cash advance that posts to your account by 3/31/20, for 9 billing cycles from 3/31/20. After the expiration of your discounted rate the remaining unpaid portion of the original balance transfer request will be subject to your normal APR as outlined on your monthly statement based on the specific KALSEE credit card selected. Current rates range from 8.90% APR to 10.90% APR. Payments will be credited to balances with the highest applicable APR first. No balance transfer or cash advance fee. If account becomes delinquent 60 days or more, balances subject to the promo rate will revert to the penalty APR of 13.9%. Current KALSEE loans and card balances not eligible.