Free Rewards Checking
No monthly service fee. No minimum balance.
4.25% APY* on up to $25,000
and 0.35% APY* on the portion of your balance $25,000+.
$25 a month in ATM fee refunds.
Use the ATM most convenient for you, not us.
Qualifying is easy.
- 24 debit card purchases per month
- Login to online or mobile banking at least once per month
- Direct deposit(s) totaling at least $1,000 per month
Didn’t qualify? Don’t worry!
While you won’t receive your rewards that month, your account is still free! And you can try again next month.
*KASASA ACCOUNTS. APY = Annual Percentage Yield. For all Kasasa accounts, you may qualify for monthly rewards if you meet the applicable minimum qualification requirements for each calendar month: you must 1) make 12 debit card purchases that post and settle to your account, or 24 for Kasasa Cash+ Checking only; 2) access Online Banking at least one time per month; 3) be enrolled in and receive e-statements; and 4) for Kasasa Cash+ Checking only, receive an aggregate of $1,000 in direct deposits. The monthly qualification cycle is defined as the period beginning one day prior to the first day of the statement cycle and ending one day prior to the close of the statement cycle. Kasasa Saver, Kasasa Cash and Cash+ Checking and Kasasa Cash Back Checking accounts are limited to one account per Social Security Number. All Kasasa accounts except Kasasa Cash Back in which qualifications are not met will earn 0.05% APY. Rates accurate as of 1/1/19, subject to change. Fees may reduce earnings.
Kasasa Saver. Tiered rate account available only to holders of a Kasasa Checking account: if you meet the minimum qualification requirements, 1.00% APY will apply to balances of $50,000.00 and below; 1.50% will apply to balances of $50,000.01 or greater. Each dividend rate will apply only to that portion of the account balance within each balance range. Account transfer and withdrawal limitations apply.
Kasasa Cash and Cash+ Checking. Tiered rate accounts: if you meet the minimum qualification requirements during the monthly qualification cycle, 3.00% APY (Cash) or 4.25% APY (Cash+) will apply to balances $25,000.00 and below; 0.35% APY will apply to balances of $25,000.01 or greater. Each dividend rate will apply only to that portion of the account balance within each balance range.
Kasasa Cash Back Checking. Receive 3.00% cash back on up to $300.00 in debit card purchases that post and settle to your account if you meet the minimum qualification requirements during the monthly qualification cycle. If you do not meet all the monthly qualification requirements, you will not earn a cash back reward.
All Kasasa Checkings. We will refund up to $25.00 in ATM fees assessed at domestic ATMs we do not own or operate. An ATM receipt must be presented for reimbursement of individual ATM fee of $5.00 or higher. If you have a Kasasa Saver account, dividends earned on the Kasasa Cash and Cash+ Checking, cash back earned on Kasasa Cash Back Checking, and ATM fees refunded to you will automatically be transferred to your Kasasa Saver account; in that event, dividends will not compound in the Kasasa Cash or Cash+ Checking account. If you do not have a Kasasa Saver account, dividends or cash back earned and ATM fees reimbursed will remain in your Kasasa Checking account. If you do not meet all the monthly qualification requirements, ATM fees will not be refunded to you.