Disclosures & Fee Schedule
KALSEE Credit Union periodically checks our fees to make sure they are fair and in line with other financial institutions. We strive to offer you great services at low cost and many of our services are free of charge.
For more information regarding your account or any of the fees listed in the schedule, stop into any KALSEE office or call us at (269) 382-7800 or toll-free at (877) KALSEE1.
U.S Patriot Act Disclosure
The U.S. Patriot Act Disclosure Important information about procedures for opening a new account or establishing a new member relationship. The USA PATRIOT ACT requires credit unions to take extra security precautions to help the government fight the funding of terrorism and money laundering activities. Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. These new procedures are designed to prevent crimes, such as identity theft and account fraud that terrorists commit to finance their operations against the U.S. and its citizens. When an account is opened or changed, you will be asked for your name, address, date of birth, and other information that will allow us to identify you. We will ask to see your driver’s license or other identifying government issued documents. The definition of an account covers a broad range of regular financial transactions such as deposit, transaction, asset, or credit accounts or other extension of credit. The required verification may be inconvenient for some but a strong deterrent for terrorists and other criminals. You can rest assured that we will only request the information required by the law…and that we will use the information only for purposes of complying with the law. Your privacy is our top concern, and we will respect and protect it as always, consistent with the law’s requirements. Thanks for your understanding and help in this critical effort. The war on terrorism will be fought on many fronts, and this is one of them.
WEBSITE RELATED POLICY INFORMATION ONLINE COLLECTION OF MEMBER INFORMATION (COOKIES)
We do not gather user-specific information, details from your computer Internet software, or save data about you and your computer other than what is needed to authenticate your access to our home banking product. Our site uses a temporary cookie in order to serve you better, and only after you have logged into Internet Banking. Data collected from the temporary cookies help us to keep track of your transaction status and menu positions. We do not store cookies on your computer when you close your browser. Cookies are not able to retrieve nonpublic personal information from your computer, and they can’t retrieve email messages or other information that is not provided to us upon request.
USE OF THE SITE (NON-MEMBERS)
Visitors to KALSEE Credit Union’s web pages will remain anonymous. We do not collect personal data regarding our visitors. Our web servers may collect standard non-identifying information about web page visitors, such as date, time of visit, IP address, city, state and country. This information is used to compile standard statistics on site usage. If you do provide personal identifying data via email, or through submission of applications, this information will be for correspondence or to process information. It will not be sold or offered to other parties.
THIRD PARTY LINKS
KALSEE Credit Union provides links from this website to other non-KALSEE Credit Union operated websites for your information only. KALSEE Credit Union neither recommends nor endorses any products or services appearing on these alternative sites. Neither are we responsible for the privacy practices or the contents of any website other than our own. KALSEE Credit Union does not represent Credit Union members or third parties should the two enter into an online transaction. KALSEE Credit Union suggests that you engage in an appropriate investigation for any products and services prior to purchase. Questions as to the content, availability or maintenance of these websites should be directed to the site owners.
Unauthorized access or use is not permitted and may constitute a crime punishable by law.