Buying vs. Renting a Home: Are You Getting the Right Advice?

Buying vs. Renting a Home: Are You Getting the Right Advice? The average person moves residences about 11 times in their lifetime. That provides a lot of opportunity to confront the following question: is it better to own your home or to rent it? It’s a huge decision that [...]

2019-06-12T13:39:17-04:00June 12th, 2019|

The Dos and Don’ts of Debt Repayment

Consumer debt is an extremely contradictory part of our personal finances: it’s at once common and incredibly personal. According to numerous sources, the majority of US adults owe money in some way, shape or form—and yet what this consumer debt represents can vary drastically from person to person.

2019-05-28T10:39:53-04:00February 13th, 2019|

7 Tips for Tracking Down Your Dream Career

7 Tips for Tracking Down Your Dream Career Choosing a career is tough Whether you’re a new grad or considering a career change, it’s easy to feel overwhelmed when tasked with selecting your next gig. And why shouldn’t it? It’s an enormously costly decision, in terms of both time [...]

2019-05-28T10:43:05-04:00June 7th, 2018|

5 Good Money Habits to Boost Your Retirement Savings

5 Good Money Habits to Boost Your Retirement Savings [Infographic correction 11/7/17] Think back to your most recent savings goal. How long did you have to save in order to reach it? Was it a concert ticket or some new shoes that took a few weeks of budgeting? Was [...]

2019-05-28T10:45:20-04:00September 29th, 2017|

When Buying a Used Car Privately, Beware of Curbstoning

For many young adults, student loans serve as the first real experience with borrowing a large amount of money. It’s a steep learning curve for someone just starting out, and not understanding financial concepts like interest rates, loan terms and repayment schedules can quickly snowball into a very stressful and costly post-graduation experience.

2019-05-28T10:45:52-04:00July 31st, 2017|

The Secret History of the Wall Street Bull

For many young adults, student loans serve as the first real experience with borrowing a large amount of money. It’s a steep learning curve for someone just starting out, and not understanding financial concepts like interest rates, loan terms and repayment schedules can quickly snowball into a very stressful and costly post-graduation experience.

2019-05-28T10:53:13-04:00June 1st, 2017|

5 Ways to Lower the Cost of Tuition

For many young adults, student loans serve as the first real experience with borrowing a large amount of money. It’s a steep learning curve for someone just starting out, and not understanding financial concepts like interest rates, loan terms and repayment schedules can quickly snowball into a very stressful and costly post-graduation experience.

2019-05-28T10:53:43-04:00March 31st, 2017|

The Challenges of Choosing a Career

When you start looking for financial advice (or any kind of advice, for that matter), experts will share their take on what’s “good” and what’s “bad.” Aside from the obvious examples, the guidelines are a bit murky; plus, the financial advice gurus often contradict each other.

2019-05-24T17:00:14-04:00March 1st, 2017|

Use Psychology to Build a Budget You’ll Stick With

When you start looking for financial advice (or any kind of advice, for that matter), experts will share their take on what’s “good” and what’s “bad.” Aside from the obvious examples, the guidelines are a bit murky; plus, the financial advice gurus often contradict each other.

2019-05-24T17:01:44-04:00February 6th, 2017|

Keep or Toss: How Long Should I Hang Onto My Financial Documents?

Picture this scenario: you’re steering your shopping cart through the sliding doors of the supermarket, shopping list in hand. As you walk the aisles, there’s a strategy you can use to save an average of 33% on your entire purchase!

2019-05-28T16:21:47-04:00December 3rd, 2016|

Four Questions to Ask Yourself Before Signing a Mortgage

Picture this scenario: you’re steering your shopping cart through the sliding doors of the supermarket, shopping list in hand. As you walk the aisles, there’s a strategy you can use to save an average of 33% on your entire purchase!

2019-05-28T16:22:43-04:00November 1st, 2016|

How to Counter the Effects of Inflation

When most people think of inflation, their response is usually similar to when they see a vintage advertisement: reminiscing about the cheaper prices of the past (15 cents for a burger? Awesome!) while simultaneously feeling some resentment towards today’s ever-rising prices.

2019-05-28T16:25:17-04:00August 1st, 2016|

Living On Your Own And “Bill Time”

An emergency fund is an essential part of your personal finances. Its importance is stressed in almost every personal finance book and budgeting blog, and yet 26% of Americans currently have no emergency fund in place. If an emergency fund is, in fact, so important, why doesn’t it seem that way? Why is it so easy to procrastinate on emergency-fund saving?

2019-05-28T16:30:18-04:00February 1st, 2016|

To Lease or To Finance: That is the Question!

An emergency fund is an essential part of your personal finances. Its importance is stressed in almost every personal finance book and budgeting blog, and yet 26% of Americans currently have no emergency fund in place. If an emergency fund is, in fact, so important, why doesn’t it seem that way? Why is it so easy to procrastinate on emergency-fund saving?

2019-05-28T16:31:01-04:00January 3rd, 2016|

Emergency Fund Boot Camp

An emergency fund is an essential part of your personal finances. Its importance is stressed in almost every personal finance book and budgeting blog, and yet 26% of Americans currently have no emergency fund in place. If an emergency fund is, in fact, so important, why doesn’t it seem that way? Why is it so easy to procrastinate on emergency-fund saving?

2019-05-28T16:31:44-04:00November 30th, 2015|

Why Is It Called A Credit Union?

While bank and banking are universally understood and accepted terms, the term credit union is still largely misunderstood and unknown to many. Credit union is an unusual term, isn’t it? Is it just another name for a bank? Is it a credit card company? Do I have to be in a union to join?

2019-05-28T16:33:53-04:00September 30th, 2015|

Choosing Your Financial Institution

Choosing Your Financial Institution As you contemplate moving beyond your piggy bank, the two types of financial institutions that you're most likely to deal with are banks and credit unions.  They offer essentially the same products and services, including savings and checking accounts, credit cards, auto loans, mortgages, and [...]

2019-05-28T16:39:55-04:00April 1st, 2015|