Transfer Credit Card Balances and Save with 0% APR* for 9 mos!


Hurry! Offer expires March 31st, 2020.

What’s your New Year’s resolution? How about getting your finances into shape with an easy credit card balance transfer? KALSEE is offering fee-free balance transfers and cash advances at 0% APR* for nine months! And afterwards, you’ll receive a great rate as low as 8.90% APR*! So pay off those expensive department store credit cards and save.

Platinum and Business Visas are eligible!

To request a credit card balance transfer or cash advance, call 269.382.7800 or visit any office.

Or simply login to It’s Me 247 Online Banking and transfer funds from your credit card to your KALSEE checking or savings! Then use those funds to pay off your higher rate credit cards.


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Learn more about KALSEE Visa Credit Cards

*APR = Annual Percentage Rate. Intro balance transfer and cash advance APR is 0.00% for each transfer or cash advance that posts to your account by 3/31/20, for 9 billing cycles from 3/31/20. After the expiration of your discounted rate the remaining unpaid portion of the original balance transfer request will be subject to your normal APR as outlined on your monthly statement based on the specific KALSEE credit card selected. Current rates range from 8.90% APR to 10.90% APR. Payments will be credited to balances with the highest applicable APR first. No balance transfer or cash advance fee. If account becomes delinquent 60 days or more, balances subject to the promo rate will revert to the penalty APR of 13.9%. Current KALSEE loans and card balances not eligible.