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Savings Accounts



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Regular Savings

KALSEE’s regular Share Savings Account provides you complete safety and unlimited access to your funds with a dividend rate typically higher than most traditional financial institutions. See our dividend rate below.

Vacation Club

Want to get away to that special place? Start a KALSEE Vacation Club and with a small deposit every paycheck, you could be whisking away to that special place for your next vacation. There is no starting date and no ending date. You determine when you want to take that vacation. Deposits can be taken from your paycheck, either through direct deposit or recurring transfers. Stop in soon and set up a Vacation Club…and then get ready for your next trip!

Christmas Club

Many KALSEE members prepare for their holidays by opening a Christmas Club account. You can start one at any time, no minimum balance is required and with payroll deduction or recurring transfers, making deposits to your Christmas club couldn’t be easier. When the funds are disbursed around the beginning of November, you’ll be prepared for your holiday shopping!


Regular Share Rates

 Minimum Balance
to earn APY
RateAPY*
Savings Account$50.000.245%0.25%
Christmas Club$1.000.245%0.25%
Vacation Club$50.000.245%0.25%

Money Markets Earn More

Money Market Accounts are a great place to set aside extra savings. Plus, you’ll earn more based on balance. Check out KALSEE’s money market rates below, with minimum opening balances starting at just $2,000.

Make up to 6 withdrawals or transfers per month.

The beauty is being able to withdraw from your Money Market Account whenever you need to – as long as you don’t dip below your minimum or exceed the monthly transactions. Another cool option is the ability to write a check once in a while, maybe for taxes, a major purchase, home improvements or college tuition. All while earning a TERRIFIC KALSEE rate. It’s your reward for depositing more at KALSEE.

Freedom and flexibility

You’ll receive a quarterly statement showing your transactions. You can also access the account anytime online with It’s Me 247 Online Banking.

Money Markets are flexible and earn more than just a regular savings. Funds are also federally insured for up to $250,000. (Compare this to non-insured money markets offered online or by brokerage companies.) At KALSEE, your savings stay safe and secure.

Open your account today!

  • Minimum opening balance of $2,000
  • Interest paid quarterly, based on balance
  • Up to 6 withdrawals or transfers per month (of at least $500 each)
  • Federally insured

Money Market Rates

BalanceRateAPY* 
Under $2,0000.245%0.25%
$2,000 - $19,9990.295%0.30%
$20,000 - $74,9990.395%0.40%
Over $75,0000.495%0.50%

*APY = Annual Percentage Yield. Rates are subject to change.

Rates effective .