KALSEE Credit Union : Kalamazoo, Battle Creek, Portage Banking Services

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	Lending Rewards Program

By now, you know that it's great to be a KALSEE member.....and we would like to reward you with reduced loan rates for making use of KALSEE Financial Services! KALSEE's Lending Rewards Program does precisely that...we reward you for being a KALSEE member in good standing and using KALSEE as your Primary Financial Institution!

Here's how it works!

You will get a 1/4 percent loan rate reduction from your qualifying loan rate set up for Automatic Payment transfer when you use at least two of the KALSEE services listed below and a 1/2 percent loan rate reduction from your qualifying loan rate set up for Automatic Payment transfer if you use three or more of the following KALSEE services:*

· A KALSEE VISA card holder in good standing (current and under limit)

· A KALSEE checking account in good standing (average 2 mo. positive balance)

· A KALSEE First Mortgage account in good standing

· A KALSEE Home Equity Loan in good standing

· A KALSEE CD

· A KALSEE IRA (CD, rollover, or payroll deducted)

· A KALSEE Christmas Club (payroll deducted)

· OR, if you have a current KALSEE installment loan that is current and without, collection work or a previous KALSEE installment loan that was paid as agreed.

· A PC-TRANS Home Banking Account receiving eStatements

· Active Investment accounts thru MEMBERS Financial Services via KALSEE.

Please don't hesitate to contact us at: (269) 382-7800 or toll-free at: (877)KALSEE1 with any questions.

* Pricing applies to secured and unsecured installment loans. Does not apply to the following: share-secured loans, VISA, HELOC, MMS Mortgages, overdraft line-of-credit, revolving line-of-credit or loans secured by certificates of deposit. Not valid with any other KALSEE loan promotion. Existing KALSEE loans excluded. Minimum of $1,000.00 in new money. Loan qualification required.

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